p2p lending at lending club
Buying a Honda Civic to do my part to lower demand for oil.
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Listing Information
Amount: $5,051.00 Status: Loan created
Grade: AA DTI: 10%
Lender Rate: 8% Borrower: IntegrityFounder
Time Left: Finished State: OK
Funded: 100% Group: Group Leaders
Loan Information
Loan Status: Paid Origination Date: 2006-05-31 EricsCC ROI: 8%
Status History
Aug 30, 2006 Paid
I currently own a 2001 Jeep Cherokee 4WD free and clear (worth about $11,500).  I want to buy an inexpensive used Honda Civic since all I ever use my vehicle for it to go to and from work and school.  I only put about 6,000 miles a year on my vehicle, because we use my wife's SUV for any weekend errands and out of town trips.  I'm going to sell my Jeep to my brother once I have another vehicle purchased.

I am a 1995 graduate from Oklahoma State University with a degree in Finance (GO POKES!).  I work full-time for State Farm Insurance and have for more than 8 years.  My career is very secure and I have huge advancement potential.  I love State Farm.  Before I started working there, I had a negative view of insurance companies due to the bad publicity they always seem to get.  I can honestly say that in the 8 years I've been at State Farm, I've never been asked to do anything unethical.  In fact, I've known of unethical decisions at any level of the company.  The culture is and has always been that we are expected to do what's in the best interest of our policyholders.  After all, it's a mutual company which means that the policyholders own the company.  Anyway . . . enough of the State Farm commercial . . . I only mention that because I'm thankful to be a part of such a great company and have no plans of leaving.  

Since August 2003, I've been attending law school part-time at the University of Tulsa College of Law.  I'm in the top 5-10% of my class and have about 2 years remaining. <a href="http://www.law.utulsa.edu">www.law.utulsa.edu</a>

I'm also a group leader of a new group called Integrity Loans.  I believe in always paying my bills on time.  In 15 years of being on my own and using credit, I've never been late in paying any bill of any kind.  If you are responsible and intend to pay back any loans you obtain via the prosper.com system, I invite you to join my group.  Here is a direct link:  https://www.prosper.com/public/groups/group_home.aspx?group_short_name=LOANS</a>  

Thank you for considering my loan application.  I'm a current lender on prosper.com and I'm excited to see what it's like to use the system as a borrower.
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