Building Our Family
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|Loan Status:||Paid||Origination Date:||2007-06-14||EricsCC ROI:||10%|
|Jun 13, 2007||Current|
|Jun 27, 2010||Payoff in progress|
|Jul 03, 2010||Paid|
We are building our family! I am a single adoptive mother of a 4 yr old daughter from Guatemala. I am ready to adopt again and need some short term assistance.I
have a great job that I have been at for nearly five years (civil service) and was recently promoted to a management position. I was at my previous job for ten years. I have a great track record of being able to set and achieve goals, having put myself through undergraduate and graduate school while working part-time. I am fortunate in that there is an adoption tax break that I will benefit from, but only after the adoption is complete. Adoptions are costly and the fees are due, for the most part, up front.
I am very detail oriented and use an excel sheet to manage my money. I developed a 2 yr budget for the adoption and have calculated in loan payments, childcare and emergency funds. I feel very confident in my ability to repay a loan as evidenced by my credit history.
Monthly net income: $4120
Housing: $ 1300
Insurance: $ 107
Car expenses: $ 0
Utilities: $ (included in housing)
Phone, cable, internet: $ 60
Food, entertainment: $ 300
Clothing, household expenses $
Credit cards and other loans: $ 298
I appreciate your taking the time to consider offering some short-term help to a responsible, hard-working mom and hope that I may one day be able to return the favor.
|Borrower's Other Listings|
|117601||Bringing Baby Home||A||$7,000 @ 6%||Mar 31, 2007||Withdrawn|
|117668||And Baby Makes Three||A||$4,000 @ 8%||Mar 31, 2007||Withdrawn|
|335364||Cutting up Credit Cards||B||$4,000 @ 11%||May 19, 2008||Withdrawn|