Building Our Family
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 17% |
| Lender Rate: | 10% | Borrower: | kmandmeli2 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-06-14 | EricsCC ROI: | 10% |
| Status History | |
|---|---|
| Jun 13, 2007 | Current |
| Jun 27, 2010 | Payoff in progress |
| Jul 03, 2010 | Paid |
|
We are building our family! I am a single adoptive mother of a 4 yr old daughter from Guatemala. I am ready to adopt again and need some short term assistance.I have a great job that I have been at for nearly five years (civil service) and was recently promoted to a management position. I was at my previous job for ten years. I have a great track record of being able to set and achieve goals, having put myself through undergraduate and graduate school while working part-time. I am fortunate in that there is an adoption tax break that I will benefit from, but only after the adoption is complete. Adoptions are costly and the fees are due, for the most part, up front. I am very detail oriented and use an excel sheet to manage my money. I developed a 2 yr budget for the adoption and have calculated in loan payments, childcare and emergency funds. I feel very confident in my ability to repay a loan as evidenced by my credit history. Monthly net income: $4120 Monthly expenses: Housing: $ 1300 Insurance: $ 107 Car expenses: $ 0 Utilities: $ (included in housing) Phone, cable, internet: $ 60 Food, entertainment: $ 300 Clothing, household expenses $ Credit cards and other loans: $ 298 I appreciate your taking the time to consider offering some short-term help to a responsible, hard-working mom and hope that I may one day be able to return the favor. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 117601 | Bringing Baby Home | A | $7,000 @ 6% | Mar 31, 2007 | Withdrawn |
| 117668 | And Baby Makes Three | A | $4,000 @ 8% | Mar 31, 2007 | Withdrawn |
| 335364 | Cutting up Credit Cards | B | $4,000 @ 11% | May 19, 2008 | Withdrawn |
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