p2p lending at lending club
Medical Bills
Homeownership Verified

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Listing Information
Amount: $3,000.00 Status: Loan created
Grade: E DTI: 71%
Lender Rate: 27% Borrower: Kaindia
Time Left: Finished State: CA
Funded: 100% Group: FINANCE & INVESTMENTS
Loan Information
Loan Status: 4+ months late Origination Date: 2007-06-18 EricsCC ROI: -53%
Status History
Jun 16, 2007 Current
Jul 09, 2008 Late
Jul 19, 2008 1 month late
Aug 19, 2008 2 months late
Sep 19, 2008 3 months late
Oct 19, 2008 4+ months late
Purpose of loan: 
Payoff some medical bills, property tax and credit cards( to close once paid off):  Payoff some medical bills, property tax and credit cards (to close once paid off)

My financial situation:
I am trying for this loan because I need to pay my property tax and some medical bills. I have a stable job and have worked there for 10years. My spouse is out on disability and will be returning to work in June. I have paid my bills on time but in the last 3 months things got difficult. We have good income but the bills just got the best of us. We are trying to get a fresh start. Some credit problem on my account was i had co signed for few card for my brother. He later filed for bankruptcy and I was stuck paying them off. I have car loan at provident and have never been late. I just need this amount to help me jump start my financial needs. We are trying to consolidate most of debts into one payment once my spouse is back to workMonthly net income: $


Monthly expenses:   
Expenses Home           $2599
Car                             $640
Credit Cards                $800
Home Expenses          $500
Insurance                    $130
Utilities                       $150
Medical                       $333

Home Equity Loan amount $375K value @ $410K
401K- Self    $3000
        - Spouse $ 10000    
       
Borrower's Other Listings
141825 Pay Mortgage & taxes E $3,500 @ 20% May 23, 2007 Withdrawn
144608 fresh Start E $5,000 @ 28% May 30, 2007 Withdrawn

 

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