p2p lending at lending club
Consolidate Credit Debt
Homeownership Verified

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Listing Information
Amount: $6,000.00 Status: Loan created
Grade: E DTI: 17%
Lender Rate: 20% Borrower: daxo
Time Left: Finished State: GA
Funded: 100% Group: Have Money - Will Bid
Loan Information
Loan Status: 4+ months late Origination Date: 2007-06-29 EricsCC ROI: -52%
Status History
Jun 29, 2007 Current
Jun 13, 2008 Late
Jun 30, 2008 1 month late
Jul 30, 2008 2 months late
Aug 30, 2008 3 months late
Sep 30, 2008 4+ months late
Purpose of loan: 
Consolidate Credit Debt into one payment
Citibank: $2100.00
Household Bank: $1100.00
Capitol One: $850.00
First Premier Bank: $1200.00
Bank America: $500.00


My financial situation:
 
 
 I have been a professional in the legal field for (5) years and now enjoy a good income, my late payments are due to my school loans being reported late while in deferment and this is not accurate. I am currently disputing these items. I have never declared bankruptcy nor have I had any type of financial judgment against me. Paying debt is paramount to me. This prosper loan will put me right where I need to be.

Monthly net income: $ 5500.00


Monthly expenses: $
  Housing: $ 2075.00
  Insurance: $ 121.00
  Car expenses: $
  Utilities: $ 225.00
  Phone, cable, internet: $ 50.00
  Food, entertainment: $ 200.00
  Clothing, household expenses $ 150.00
  Credit cards and other loans: $ 255
  Other expenses: $ 115.00

 
 I promise that my payments to Prosper will be my top priority each month. In fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time. I'm not about to make a mistake with this opportunity to start rebuilding my credit. Thank you again for viewing my listing, and God bless.
Borrower's Other Listings
131014 Consolidation of smaller bills into one payment D $5,000 @ 17% May 04, 2007 Expired
137004 Consolidate bills D $5,000 @ 16% May 14, 2007 Expired
140676 Consolidate Credit Cards E $4,500 @ 15% May 21, 2007 Withdrawn
144401 Consolidate Credit Debt E $7,000 @ 24% May 30, 2007 Withdrawn

 

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