responsible debt consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $9,947.00 | Status: | Loan created |
| Grade: | A | DTI: | 16% |
| Lender Rate: | 11% | Borrower: | shorelover |
| Finished | State: | NJ | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-06-07 | EricsCC ROI: | 8% |
| Status History | |
|---|---|
| Jun 09, 2007 | Current |
|
Purpose of loan: (explain what you will be using this loan for) I am consolidating my credit cards. I have been a loyal citicard holder for 10 years and last year I switched to temporary low rate that is tied to european rates. European rates are climbing steadily over the past year or so and they are now higher than U.S. rates. I would like to pay off these much higher interest cards (2) and move towards being debt free! My financial situation: (explain why you are a good candidate for paying back this loan) I am an interest rate derivatives trader at a large international investment bank. I have a good salary ($60K) and am moving up the corporate ladder. I do not have a mortgage, kids, student loans, or a car ( I live in NYC) I am responsible, loyal, and ready to move forward financially. Monthly net income: $ 3360 Monthly expenses: $ 2280 Housing: $ 1150 Insurance: $ 0 Car expenses: $ 0 Utilities: $ 40 Phone, cable, internet: $ 95 Food, entertainment: $ 600 Clothing, household expenses $ 150 Credit cards and other loans: $ 245 Other expenses: $ 0 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 145276 | Bye Bye Red, Hello Black! | A | $9,897 @ 9% | May 31, 2007 | Withdrawn |
| 273688 | responsible debt consolidation | A | $7,931 @ 9% | Jan 30, 2008 | Withdrawn |
| 277064 | responsible debt consolidation | A | $7,931 @ 10% | Feb 07, 2008 | Expired |
| 320512 | responsible debt consolidation | B | $6,989 @ 10% | Apr 28, 2008 | Expired |
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