p2p lending at lending club
Autism Treatment /Consolidating Debt
Homeownership Verified

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Listing Information
Amount: $6,000.00 Status: Withdrawn
Grade: E DTI: 10%
Lender Rate: 29% Borrower: Bigdogjake
Time Left: Finished State: CA
Funded: 9% Group: (No Group)
Purpose of loan: My 9 year old son as needed a great deal of treatment over the past 2 years for Autism.  My wife and I have worked close with the Special Education Programs and Psychlolgist to place him in Speech, Launguage, Psychological  and Mental Health Programs.  Last November I moved to a different school district to make this happen.  At the time my credit score was at 659 and after buying the house it dropped down to 590.  I have five different high interest credit card I would like to pay off with this loan.  They are with Credit One at 33%, Captial One 29%, HSBC 31%, Chase 35%, and Chevron 25%.  I do have one Public Record on my report from February 1998.  This Public Record should come off at the first of the year,  it has kept my credit score down for some time.  This loan would not only help out with credit card debt,  but it would allow my wife to stay home with our son until he is able to make it on his own two feet at school.         
(explain what you will be using this loan for)

My financial situation: I have been on my job for over 7 years and my wife and I have worked every hard to control expenses so she could stay at home with our son.  We have an organized budget and live within it.  Over the past 3 years we have not had one late payment. With the credit cards gone we can focus on future treatments for our son. We will not let you done.
(explain why you are a good candidate for paying back this loan)

Monthly net income: $ 7600.00

Monthly expenses: $
  Housing: $ 1700.00
  Insurance: $ 115.00
  Car expenses: $ 440.00
  Utilities: $ 130.00
  Phone, cable, internet: $ 120.00
  Food, entertainment: $ 500.00
  Clothing, household expenses $ 200.00
  Credit cards and other loans: $ 300.00
  Other expenses: $ 400.00 Medical co pays




Borrower's Other Listings
141750 Treatment for Autism/consolidating E $6,500 @ 24% May 23, 2007 Expired
148328 Autism Treatment /Consolidating Debt E $6,000 @ 25% Jun 07, 2007 Loan created
331804 Attorny Fees and Private Schooling 2nd Prosper loan E $4,000 @ 29% May 13, 2008 Withdrawn
331849 Attorney Fees and Private Schooling 2nd Prosper loan E $4,000 @ 35% May 13, 2008 Expired
336170 Relisting Attorney Fees & schooling 2nd Prosper loan E $4,000 @ 35% May 20, 2008 Expired
340322 Relisting Attorney Fees & schooling 2nd Prosper loan E $3,000 @ 35% May 28, 2008 Withdrawn
340338 LAST RELISTING schooling 2nd Prosper loan E $3,000 @ 35% May 28, 2008 Expired
344212 78% funded last try schooling 2nd Prosper loan E $3,000 @ 35% Jun 04, 2008 Expired
348568 schooling for my son 2nd Prosper loan E $3,000 @ 35% Jun 11, 2008 Expired
377585 schooling for my son 2nd Prosper loan E $5,000 @ 35% Aug 04, 2008 Expired
381508 1st Prosper loan paid in 6 month (WILL PAY OFF FAST AGAIN) E $5,000 @ 35% Aug 12, 2008 Expired
385055 1st Prosper loan paid in 6 month (WILL PAY OFF FAST AGAIN) E $5,000 @ 35% Aug 19, 2008 Expired
389297 1st Prosper loan paid in 6 month (WILL PAY OFF FAST AGAIN) E $5,000 @ 35% Aug 27, 2008 Expired
397205 1st Prosper loan paid in 6 month / less $$ this time E $2,995 @ 35% Sep 12, 2008 Expired
407846 1st Prosper loan paid schooling for son with Autism E $1,500 @ 34% Oct 03, 2008 Loan created

 

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