Vehicle and Medical Bills
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,500.00 | Status: | Loan created |
| Grade: | D | DTI: | 6% |
| Lender Rate: | 21% | Borrower: | cml_aml_mommy |
| Finished | State: | IL | |
| Funded: | 100% | Group: | FUTURE FINANCIAL FREEDOM 1 |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-06-05 | EricsCC ROI: | -39% |
| Status History | |
|---|---|
| Jun 09, 2007 | Current |
| Jan 20, 2008 | Late |
| Feb 06, 2008 | 1 month late |
| Mar 06, 2008 | 2 months late |
| Apr 06, 2008 | 3 months late |
| May 06, 2008 | 4+ months late |
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Purpose of loan: I will be using this loan to payoff some recent vehicle fixes that were done as well as my medical bills that are coming due. I recently had a baby (April 22) and while I was pregnant I was extremely sick. I had a disease called Hyperemesis which caused me to lose 40 pounds while I was pregnant and be hospitalized for dehydration and malnutrition. However, I have a happy healthy baby boy now and that is all that matters. Obviously, being hospitalized, I now have some major hospital bills coming due. Also during that time, we had to pay for engine and transmission repairs for our vehicle. My financial situation: Both my husband and I are employed full-time at very stable jobs. I work for a local hospital as a cost analyst and my husband works as an assembler for a major manufacturing company. My husband also has a lawn care company that he does on the side. We have had some financial problems in the past. We claimed bankruptcy in 2005 and then voluntarily dismissed it later that year. We were paying back 100% of the debts and we decided that we could do that ourselves without any court being the intermediary between us and our debtors. We are slowly but surely paying back all of our debts. We became behind in our payments in 2003 because of my previous pregnancy in which I had the same problem and was hospitalized numerous times. Monthly net income: $ 4200.00 Mine: $2600 Husbands: $1600 (not including self employment income) Monthly expenses: $ 3535.00 Housing: $ 825 Insurance: $ 250 Car expenses: $460 (including gas) Utilities: $ 250 Phone, cable, internet: $190 Food, entertainment: $ 500 Clothing, household expenses $ 50 Credit cards and other loans: $ 110 Other expenses: $ 900 (daycare and credit) |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 143016 | Vehicle and Medical Bills | D | $5,500 @ 22% | May 25, 2007 | Expired |
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