Debt Consolidation to Buy a Condo
| Listing Information | |||
|---|---|---|---|
| Amount: | $9,000.00 | Status: | Loan created |
| Grade: | E | DTI: | 26% |
| Lender Rate: | 26% | Borrower: | amberk1 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-06-14 | EricsCC ROI: | -37% |
| Status History | |
|---|---|
| Jun 15, 2007 | Current |
| Aug 31, 2007 | Late |
| Sep 15, 2007 | 1 month late |
| Oct 15, 2007 | 2 months late |
| Nov 23, 2007 | 3 months late |
| Dec 15, 2007 | 4+ months late |
|
Purpose of loan: I was engaged for 2 years and unfortunately we broke-up a year ago. The cost of moving and setting up my own home has been financially hard on me. I have incurred debts on my credit cards and the minimum payments on each card are not allowing me to payoff the debts. In addition I have not had the opportunity to save any money; I've been living paycheck to paycheck. My ultimate goal is to pay off my debts so that I can purchase a condo. I have a very secure job and I always make my payments on time. My credit score has dropped recently because of the ratio of debt to credit. This is why I have not been able to obtain a loan through a traditional source. Based on my employment, my income and my credit history, which does show that I pay my debts on time, I believe I am a worthy candidate for a loan. Monthly net income: $ 4,666.00 Monthly expenses: $ Housing: $ 895.00 Insurance: $ 150. Car expenses: $ 250 Utilities: $ 150 Phone, cable, internet: $ 160 Food, entertainment: $ 400 Clothing, household expenses $ 150 Credit cards and other loans: $ 842.68 Other expenses: $ 0 |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|