p2p lending at lending club
Debt consolidation

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Listing Information
Amount: $2,000.00 Status: Loan created
Grade: C DTI: 26%
Lender Rate: 16% Borrower: nochordsbarred
Time Left: Finished State: VT
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Default Origination Date: 2007-06-07 EricsCC ROI: -43%
Status History
Jun 09, 2007 Current
Dec 24, 2007 Late
Jan 08, 2008 1 month late
Feb 08, 2008 2 months late
Mar 08, 2008 3 months late
Mar 28, 2008 Default
Purpose of loan:
I will be paying off my overdraft line of credit and paying back my parents some money I owe them.  My cat had surgery because of a severe infection and they lent me the money to pay the vet.

My financial situation:
I've never had any late payments and I'm currently in training for a significant promotion at work (complete with raise!).  I've cut up/closed all my credit cards and I'm working towards paying them and my personal loan off.

Monthly net income: $1636

Monthly expenses: $1399
  Housing: $400
  Insurance: $43
  Car expenses: $120
  Utilities: $45
  Phone, cable, internet: $90
  Food, entertainment: $250
  Clothing, household expenses $50
  Credit cards and other loans: $351
  Other expenses: $ 50
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