p2p lending at lending club
Please help me get out of past marraige debt...

Click Here to view this listing on Prosper
Listing Information
Amount: $6,068.00 Status: Loan created
Grade: HR DTI: 21%
Lender Rate: 24% Borrower: EAllison
Time Left: Finished State: CA
Funded: 100% Group: Have Money - Will Bid
Loan Information
Loan Status: Current Origination Date: 2007-06-07 EricsCC ROI: 19%
Status History
Jun 09, 2007 Current
Hi and thank you for reviewing my listing.

I am 22 years old and a Paralegal at a law firm downtown San Diego, I have been working here at my job for going on 2 years now and love my job.  Prior to that I was a Legal Assistant at a different law firm (Family Law). I have a husband and a beautiful son who will be 1 next month. Unfortunately, I am one in the crowd that has past debt that is haunting me and the only way to clean it up is to face it so that I can move on with my life and purchase my first home.
 
Purpose of loan:
Paying off debt from prior marriage and boosting my credit to buy my first home.

My financial situation:
I was previously married and that is when all the debt occurred. It is hard for me to pay off debt from my previous marriage and deal with the monthly bills that I have now, such as Rent, Utilities, Car note etc.
Loan #1 : $1,696.57
Loan #2: $3,371.39
Aarrow Financial $1,000
Total: $6,067.96

That is the loan amount that I am requesting. FOR MY DEBT ONLY!

Monthly net income: $3,976 (Me & Husband's income)
Monthly expenses: $2,153.48 with the debt consolidation from Prosper
Rent: $1070
Utilities $40
Mustang $228.48
Mustang Insurance $90
1st Premier $40
Life Insurance $25
Childcare $340
Gas $200
Groceries $120

As you can see, I have over $1,822.52 left over to be used, not only for my Prosper Payment, but for savings and emergencies so that I never get into this situation again. I can begin to live a normal life free from the stress caused by my past marriage debt. I have learned my lesson. I promise that my payments to Prosper will be my top priority each month. In fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time. I'm not about to make a mistake with this opportunity to start rebuilding my credit. Thank you again for viewing my listing, I hope you consider my listing. ~Gob Bless
Borrower's Other Listings
140872 Goodbye Debt, Hello Good Credit! HR $7,418 @ 23% May 21, 2007 Withdrawn
140983 Please help me restart! HR $7,418 @ 23% May 21, 2007 Expired
263196 Consolidating Debt to Improve Credit Score HR $3,000 @ 30% Jan 11, 2008 Cancelled
279506 Consolidating Debt, Lets Try Again! E $3,000 @ 35% Feb 14, 2008 Expired
281964 Consolidating Debt, Lets Try Again! E $3,000 @ 27% Feb 21, 2008 Loan created

 

Discussion For This Listing

No Comments Found For This Listing

Post A Comment
You must be logged in to post comments on listings. Not yet a member? register here