Eric's Credit Community

INTRODUCTION
Thank you for taking the time to read my loan request!  My name is Brandon.  I have been working as a Delivery Driver for 4 years.  I am currently paying for myself to go to school part-time at Southwestern Illinois College. I am getting an Associates degree in Administration of Justice. My primary goal is to become a police officer. I am currently looking for a new job in security for better pay and a little experience in my career goal.

LOAN PURPOSE
I will use this loan to consolidate some bills so that I can get them paid off.

Debts to be paid off:
 - Washington Mutual / Total Owed: $4,000 / Mo. Pymt.: $190 / Interest: 23%
 - Dell Financial Services / Total Owed: $1,400 / Mo. Pymt.: $45 / Interest: 25%
 - Commerce Bank / Total Owed: $1,000 / Mo. Pymt.: $40 / Interest: 17.5%

BUDGET
Monthly Income:
   My Income:  $1100/mo.
  
Expenses Before Prosper Loan:
   Credit Cards/Loans: $275
   Car Payment: $180
   Utilities (phone, cell, gas, electric, water): $150

   Food: $120
   Entertainment: $100
   School: $125
   Miscellaneous: $75
   TOTAL EXPENSES: $1025
   LEFT OVER: $75  {Income - Expenses} 

Changes After Prosper Loan:
   Prosper Loan: $258
   Credit Cards/Loans: $0
   TOTAL EXPENSES: $1008
   LEFT OVER: $92 

CONCLUSION
Thank you for taking the time to consider my request!  Please let me know if I can answer any questions.

Sincerely,
Brandon