Relisted for Help to Pay Cash Advances
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,500.00 | Status: | Loan created |
| Grade: | D | DTI: | 19% |
| Lender Rate: | 17% | Borrower: | DONDUCK |
| Finished | State: | OH | |
| Funded: | 100% | Group: | Everyday People |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2007-06-07 | EricsCC ROI: | -19% |
| Status History | |
|---|---|
| Jun 09, 2007 | Current |
| Mar 22, 2008 | Late |
| Apr 02, 2008 | Current |
| Aug 22, 2008 | Late |
| Sep 08, 2008 | 1 month late |
| Oct 08, 2008 | 2 months late |
| Nov 08, 2008 | 3 months late |
| Nov 22, 2008 | 2 months late |
| Dec 09, 2008 | 3 months late |
| Jan 08, 2009 | 4+ months late |
| Jan 23, 2009 | 3 months late |
| Feb 08, 2009 | 4+ months late |
| Mar 07, 2009 | 3 months late |
| Mar 09, 2009 | 4+ months late |
| Mar 20, 2009 | 3 months late |
| Apr 08, 2009 | 4+ months late |
| Aug 01, 2009 | Default |
|
This will be my third try in requesting a smaller amount. I would like to pay off most of the cash advances. Currently I have 8 DQs, for which I make partial payments but they do not count them as a payment. I will make smaller payment arrangements with all the utility companies, residential taxes and the one cash advance that will not be fully paid off. Last month, I already started making bi-weekly payments on four of the cash advances. I have already worked a payment arrangement for my auto loan. As for my four credit cards and two loans, the payment will become up-to-date once I pay off most of the cash advances. My car repairs will just have to wait. 3 online cash advances $2886.00 Advance America $390.00 Cashland $612.00 American Cash Exchange $612.00 $4500.00 is the total amount of Debt to pay off 95% of the cash advances. I am presently a Telecom Specialist for the government and have been employed with same agency for 29 years come June 2007 and expect to remain employed there until retirement. My current monthly net income is $3220.00 and I receive $500.00 for monthly rental income. Here?s my monthly budget with the prosper loan in place: Mortgage/Insurance $1315. Cable $40. Water/Sewer $196. Cell Phone $50. Telephone $98. Groceries/Personal $50. Electric $55. CitiFin $198. Car $408. 4 Credit cards $200. CashCall $240. Car Insurance $325. Total Monthly Expenditures: $3175. As you can see I will have $545.00 left over to be used for my Prosper payment and the one cash advance and any other emergencies. I have learned my lesson. I promise that my Prosper payment will be my top priority and my payments will be automatically withdrawn from my account. Please reconsider in helping me again. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 134010 | Pay Of Payday Loans | D | $10,000 @ 23% | May 07, 2007 | Withdrawn |
| 137898 | Pay off Payday Cash Loans, Taxes & Car Repair | D | $10,000 @ 23% | May 15, 2007 | Withdrawn |
| 243763 | Pay off first Prosper loan, mortgage and other bills | D | $17,500 @ 23% | Dec 04, 2007 | Expired |
| 272378 | Pay off first Prosper loan, prevent foreclosure & pay bills | D | $12,500 @ 22% | Feb 01, 2008 | Expired |
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