Pay Credit Card
Homeownership Verified

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: D DTI: 48%
Lender Rate: 23% Borrower: debtfreeforme
Time Left: Finished State: OH
Funded: 100% Group: FINANCE & INVESTMENTS
Loan Information
Loan Status: Current Origination Date: 2007-06-07 EricsCC ROI: 18%
Status History
Jun 09, 2007 Current
Purpose of loan: To pay off credit cards with high balances   This prosper payment will be same as one of my cards but I will have it paid off within 3 years instead of 10-15 
(explain what you will be using this loan for)

My financial situation: My husband and I both have full time jobs   I have been a police dispatcher for 10 years and my husband owns his own commercial flooring business for 3 years   I have not been late on any payments or defaulted on any loans in over 9 years     There are 2 public records for tax lien that occured in 1997 but were paid off in 2001 when we bought our house and are working to have my credit updated    
(explain why you are a good candidate for paying back this loan)

Monthly net income: $ 5400

Monthly expenses: $ 3475    
  Housing: $ 995    
  Insurance: $ 215
  Car expenses: $ 545
  Utilities: $ 250
  Phone, cable, internet: $ 250
  Food, entertainment: $ 400
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 620
  Other expenses: $ 100
Borrower's Other Listings
66120 Pay Credit Card/Medical Bills D $10,000 @ 7% Nov 25, 2006 Withdrawn
66995 Pay Credit Card/Medical bills D $16,500 @ 7% Nov 27, 2006 Withdrawn
69298 Read my story/pay off small bills D $1,500 @ 7% Dec 02, 2006 Expired
74930 Read my story/Pay off Credit Card D $1,000 @ 7% Dec 15, 2006 Expired
136974 Credit Card Debt D $5,000 @ 15% May 14, 2007 Expired
141200 Pay off Credit Cards D $6,000 @ 22% May 22, 2007 Expired

 

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