p2p lending at lending club
Paying off Credit Cards
Homeownership Verified

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: C DTI: 54%
Lender Rate: 17% Borrower: emalmer
Time Left: Finished State: KS
Funded: 100% Group: (No Group)
Loan Information
Loan Status: 4+ months late Origination Date: 2007-06-06 EricsCC ROI: -47%
Status History
Jun 09, 2007 Current
May 24, 2008 Late
Jun 10, 2008 1 month late
Jul 09, 2008 2 months late
Aug 07, 2008 3 months late
Sep 07, 2008 4+ months late
Purpose of loan:
(explain what you will be using this loan for)
I have some unsecured loans and some credit cards I would like to balance out to put me in a better financial situation.
My financial situation:
(explain why you are a good candidate for paying back this loan)
If you look at my track record I have managed to keep up with all bills. I have not defaulted on any and I currrently am working a second job to pay down my creditors.
Monthly net income: $ My combined income from both jobs equals about $4300.00 before taxes.  I also have a roommate who contributes $700.00 a month.

Monthly expenses: $
  Housing: $ 670
  Insurance: $ 145
  Car expenses: $ 464
  Utilities: $ 215
  Phone, cable, internet: $ 175
  Food, entertainment: $ 150
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 2300
  Other expenses: $ 200
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