Paying off Credit Cards

| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 54% |
| Lender Rate: | 17% | Borrower: | emalmer |
| Finished | State: | KS | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-06-06 | EricsCC ROI: | -47% |
| Status History | |
|---|---|
| Jun 09, 2007 | Current |
| May 24, 2008 | Late |
| Jun 10, 2008 | 1 month late |
| Jul 09, 2008 | 2 months late |
| Aug 07, 2008 | 3 months late |
| Sep 07, 2008 | 4+ months late |
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Purpose of loan: (explain what you will be using this loan for) I have some unsecured loans and some credit cards I would like to balance out to put me in a better financial situation. My financial situation: (explain why you are a good candidate for paying back this loan) If you look at my track record I have managed to keep up with all bills. I have not defaulted on any and I currrently am working a second job to pay down my creditors. Monthly net income: $ My combined income from both jobs equals about $4300.00 before taxes. I also have a roommate who contributes $700.00 a month. Monthly expenses: $ Housing: $ 670 Insurance: $ 145 Car expenses: $ 464 Utilities: $ 215 Phone, cable, internet: $ 175 Food, entertainment: $ 150 Clothing, household expenses $ 100 Credit cards and other loans: $ 2300 Other expenses: $ 200 |
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