HOME IMPROVEMENT
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 48% |
| Lender Rate: | 10% | Borrower: | nmsisti |
| Finished | State: | FL | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-06-11 | EricsCC ROI: | -58% |
| Status History | |
|---|---|
| Jun 09, 2007 | Current |
| Jul 26, 2008 | Late |
| Aug 12, 2008 | 1 month late |
| Sep 13, 2008 | 2 months late |
| Oct 12, 2008 | 3 months late |
| Nov 12, 2008 | 4+ months late |
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Purpose of loan: I am remodeling my kitchen and this loan would work better then a home equity because there is no closng costs and taxes associated with a home loan. I have a lot of equity in my home now and the new kitchen will increase it even more. I love the concept of Prosper and would like to be a lender in the near future. My financial situation: My wife and I both have stable jobs with a good income and we always pay our bills on time. I'm not sure how much I should write.. I feel I am a good candidate and appreciate this opportunityMonthly net income: $ Monthly net income: $ 4127.00 - My Income My wife also has an income of $2750.00 a month Monthly expenses: $ Housing: $3150 Insurance: $ 120 Car expenses: $ 200 Utilities: $ 175 Phone, cable, internet: $ 125 Food, entertainment: $ 175 Clothing, household expenses $ 10 Credit cards and other loans: $ 230 Other expenses: $ 0 We have around $2500 extra per month not counting what we spend on entertainment and will easily be able to pay this loan. Again, thank you for your support. |
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