Pay off my line of credit

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Listing Information
Amount: $6,050.00 Status: Loan created
Grade: A DTI: 17%
Lender Rate: 10% Borrower: md3409897
Time Left: Finished State: MD
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2007-06-08 EricsCC ROI: 9%
Status History
Jun 09, 2007 Current
Feb 03, 2008 Payoff in progress
Feb 06, 2008 Paid
Purpose of loan:
I will use the loan to pay off my bank signature line of credit.  My credit union has been converted to a bank and has jacked my interest rate up to 30.99%.  I would rather stick it to the them and give the returns to the Prosper Community instead. So come on and give me a good incentive to move the loan to this medium.  Loan will be repaid early. 

My financial situation:
I earn about $8000 a month and just purchased a Baltimore City row home without a mortgage payment.

Monthly net income: $ 6,000

Monthly expenses: $
  Housing: $ 0
  Insurance: $ 300
  Car expenses: $ 250
  Utilities: $ 40
  Phone, cable, internet: $ 40
  Food, entertainment: $ 200
  Clothing, household expenses $ 200
  Credit cards and other loans: $ 1000
  Other expenses: $
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