p2p lending at lending club
debt reconsolidation--recovering from a layoff
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Listing Information
Amount: $4,000.00 Status: Loan created
Grade: B DTI: 31%
Lender Rate: 14% Borrower: geek65535
Time Left: Finished State: TX
Funded: 100% Group: GROUP CLOSED
Loan Information
Loan Status: Current Origination Date: 2006-05-31 EricsCC ROI: 8%
Status History
Jul 12, 2006 Current
<span id="ctrlDescription_ctrlDescription_l">I'm a systems administrator with the Human Genome Sequencing Center. It's a good, stable job, and I plan to be here for  quite a while. The road getting here was rocky, though. I had been laid off from my previous job for 2 1/2 months before I found this position. That period severely damaged what had been an A+ credit rating, as I both ran up credit card debt to stay afloat, and got behind on my credit card payments. At the same time, my son was born (that's the "critter" in the picture). In fact, he was born the day before I got my job offer.
So, I have a lot of credit card debt at high interest rates, and expenses from raising my son (daycare ain't cheap!) making it hard to pay beyond my minimums on my credit card debt.
My loan will be used strictly to pay down my credit cards. I refuse to add any more debt to our lives.
Borrower's Other Listings
14302 debt reconsolidation--recovering from a layoff B $10,000 @ 11% May 18, 2006 Withdrawn

 

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