Consolidating Credit Card Debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $9,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 27% |
| Lender Rate: | 16% | Borrower: | floridagirl38 |
| Finished | State: | FL | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-06-06 | EricsCC ROI: | 12% |
| Status History | |
|---|---|
| Jun 09, 2007 | Current |
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Purpose of loan: I will be using this loan to pay off credit card bills and to re-establish myself financially to build a nest egg for the future. My financial situation: I would be an excellent candidate for paying back this loan. I recently purchashed a home and I am a certified medical coder with the potential to increase my earnings on a yearly basis. I am a hard working honest person who is looking to pay off credit card debt that was mostly incurred after the purchase of the home. I don't have a problem paying my bills responsibly and on time. I am currently paying the minimum payments on my credit cards at this time and I realize if I don't get a handle on this situation I could be paying on credit cards forever. However, I am expecting to get quarterly bonuses of up to $400 quarterly and will be due for a salary increase around June of this year. My monthly expenses are relatively stable, but I have around $9,000.00 in credit card debt. I am looking to consolidate this debt into one payment so that I can save money for the future and get rid of this credit card debt. I have two small children that are eight and six years old and before you know it they will be heading off to college. I hope that I can receive this loan so that I can pay off this debt and give myself and my family a fresh financial start. Monthly net income: $ 2,000.00 Monthly expenses: $ Housing:445.00 Insurance: $ 300.00 Car expenses: $ 183.00 Utilities: $ 160.00 Phone, cable, internet: $ 160.00 Food, entertainment: $ 100.00 Clothing, household expenses $ 100.00 Credit cards and other loans: $ Other expenses: $ |
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