p2p lending at lending club
pay off debt

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: E DTI: 19%
Lender Rate: 28% Borrower: randolph255
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: 4+ months late Origination Date: 2007-05-31 EricsCC ROI: -43%
Status History
May 31, 2007 Current
Nov 23, 2007 Late
Dec 02, 2007 1 month late
Jan 01, 2008 2 months late
Feb 03, 2008 3 months late
Mar 01, 2008 4+ months late
Purpose of loan:
We need this loan to pay off our debt, especially some high interest payday loans, as well as get us through the next couple of months.  My husband has been out of work for the past several months but will be starting a full time job in July.  This loan will greatly help our family situtation and reduce the stress that we are currently under.  My family thanks you for your consideration.  You have no idea how grateful we will be if our loan is funded.  Thank you.

My financial situation:
I've worked for the same company, UnitedHealthcare, for the past 13 years.  My job is extremely secure and my salary is close to six-figures.  I also receive bonuses at least twice a year.  Once my husband starts working our financial situation will improve greatly.  I've had a loan through Propser in the past and have paid it off in full with all my payments on time.

Monthly net income: $ 7,000

Monthly expenses: $
  Housing: $ 1800
  Insurance: $ 300    
  Car expenses: $ 375
  Utilities: $ 400
  Phone, cable, internet: $ 250
  Food, entertainment: $ 200
  Clothing, household expenses $150
  Credit cards and other loans: $ 3000
  Other expenses: $
Borrower's Other Listings
72294 Xmas shopping until bonus comes in E $2,550 @ 15% Dec 08, 2006 Withdrawn
73309 Paying off debt E $2,550 @ 24% Dec 11, 2006 Loan created
142583 pay off debt E $6,800 @ 25% May 24, 2007 Withdrawn

 

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