Eric's Credit Community

Hello and thank you for taking the time to read my listing.

I am a divorced father of 5 kids. I moved from my home state of Michigan back in August to Minnesota for a job promotion. Through traveling back and forth, moving my personal belongings and getting my children settled into a routine of when we could visit each other, I used up the moving expense benefit, and racked up some payday loans. When I first moved here, I was considered an HR credit rating. Since then, I have managed to secure a new car at a C rating from my credit union. They, however are not willing to deal with the payday loans and consolidate them.

I would like to ask for an amount of $3500. This would eliminate the payday loans, allow me to pay off the balances on my credit cards and allow me a little something extra to possibly give my kids a small vacation with dad. Minnesota just signed on and have a great new percentage rate for you prospective lenders!!!!

What I want to pay off:
390 ? Ameriloan
390 ? Loan Point USA
300 ? GFS
225 ? Quick Cash Direct
1200 ? Wells Fargo Card
200 ? Credit One Card
250 ? First Premier Card
Total of $2955 leaving $505 for some time with my children.

Currently I make $1800 net after taxes. My expenses would be as follows:
550 ? Child Support (direct payment from wages ? Completely current)
300 ? Rent (Includes heat, electric, sewer, water, garbage)
90 ? Phone, cable, internet
332 ? Auto and personal loan (direct deposit from my check)
115 ? Auto insurance
28 ? Vonage for long distance
60 ? Additional insurace
125 ? Food and extras
Total of $1600 which would leave $200 to put toward the Prosper Loan.

Thanks again for reading. I hope to be able to do business with you soon.