p2p lending at lending club
consolidate debt

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Listing Information
Amount: $3,000.00 Status: Loan created
Grade: HR DTI: 25%
Lender Rate: 28% Borrower: workinghard2day
Time Left: Finished State: CA
Funded: 100% Group: Have Money - Will Bid
Loan Information
Loan Status: 4+ months late Origination Date: 2007-06-05 EricsCC ROI: -59%
Status History
Jun 09, 2007 Current
Sep 21, 2007 Late
Oct 06, 2007 1 month late
Oct 20, 2007 Current
Oct 21, 2007 Late
Nov 06, 2007 1 month late
Nov 23, 2007 2 months late
Nov 28, 2007 1 month late
Dec 02, 2007 Current
Dec 24, 2007 1 month late
Jan 06, 2008 2 months late
Feb 03, 2008 Current
Feb 20, 2008 Late
Mar 06, 2008 1 month late
Apr 06, 2008 2 months late
May 06, 2008 3 months late
Jun 10, 2008 4+ months late
Hello thank you for viewing my listing. Im 25 years old married with 2 kids. Im currently enlisted in the us navy as an electrician. I have been in the service going on 7 years now. When i was younger i was sloppy with my finances. Now i desperately need to consolidate them to get my daughter into this new eczema clinic in san diego.   I would use the prosper loan to consolidate the following loans

car loan $2,070.00. monthly $230.00
personal loan $1,000.00 monthly $169.00
total $3,070.00

I have been in the military going on 7 years so my base pay is $2,608.00. then i get bah because im married which is 1,555.00. I also get food allowence which is 279.00.

Thats $4,442 monthly
Net monthly is $3,020.00 can be verified if needed 
 

heres my monthly budget

house $200
gas&ele $200
tele, internet,cable $197.00
insurance $50.00
groceries $400.00
recreation $ 300.00
clothes $100.00

$1,447 total monthly expenditures
which leave me with $1,573.00

As you can see I have more then enough to pay my prosper loan and for my daughters visits to the doctor. I have learned alot from this experience. i definately need another chance to build my credit back. I can guarantee my loan will be payed to prosper. I am having prosper autimatically withdraw my funds every month so that averybody gets paid. Thank you again for viewing my listing god bless.
Borrower's Other Listings
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138240 guarantee a quick return on your mone HR $2,500 @ 18% May 16, 2007 Withdrawn
139378 a guarantee return HR $2,500 @ 18% May 17, 2007 Withdrawn
140299 pay off debt HR $3,000 @ 27% May 20, 2007 Withdrawn

 

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