1 more credit card to knock off!
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 24% |
| Lender Rate: | 10% | Borrower: | Lfis492a |
| Finished | State: | NY | |
| Funded: | 100% | Group: | GROUP CLOSED |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-06-01 | EricsCC ROI: | 7% |
| Status History | |
|---|---|
| May 31, 2007 | Current |
|
Hello Lenders,This is my third posting. I failed previously because i failed to check into the web site and learn that this isn't a charity web site and asking for 8K with my current rating and dti wasn't a good thing to do. I see similar pages with my data got blessed while asking for a bit higher amounts. This is just a debt consolidation loan. I paid off ALL my other cards so my credit rating will go up next time the cards report my balances to the 3 credit agents. (and it did as before I was a D now B!) I know that prosper only reports to 1 so my rating with the other 2 will go up more when i pay off this last card. But i'd rather pay YOU 15% than pay the card 34.24 % see what i mean? And i plan to pay off much sooner than 3 yrs. Thanks for your business! Budget: Net income: $2,200 monthly from 2 jobs and $160 a month in tips(average) and $360 a month in private work (at least) = total $2720 Expenses: $1,563 at present Itemization Rent: none food:200 (have food help from govt) all credit cards:all paid off except 1 which i would have to pay 150 a month to be ahead of them (32.24%) cell phones: $215 Car payment:400 Insurance:paid (for 6 months at time 600 lump) gas:400 web site:12 cable:90 Internet access: 56 movie day 1x a month: 40 Expenses post-Prosper: $1521 Rent: none food:200 (have food help from govt)all credit cards:NONE cell phones: $215 Car payment:400 Insurance:paid (for 6 months at time 600 lump) gas:400 web site:12 cable:90 Internet access: 56 movie day 1x a month: 40 prosper: $107.46 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 108251 | Consolidate to get me on path to rescue my family and move | D | $8,000 @ 15% | Mar 08, 2007 | Expired |
| 116419 | Paid off all but 1 credit card! | D | $3,100 @ 15% | Mar 28, 2007 | Expired |
| 263826 | RE-invest into prosper | D | $4,000 @ 13% | Jan 11, 2008 | Expired |
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