CPNE Nurse Exam
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 20% |
| Lender Rate: | 9% | Borrower: | BikerNRS |
| Finished | State: | TX | |
| Funded: | 100% | Group: | Our Values |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-06-04 | EricsCC ROI: | 6% |
| Status History | |
|---|---|
| Jun 03, 2007 | Current |
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Purpose of loan: This loan is for the purpose of paying for 2 nursing exams, a round trip plane ticket, a 3 day hotel stay and to pay off a couple credit cards early. . I work fulltime as an LVN and am just about finished with ASN degree from Excelsior College. The only thing I have left is the CPNE exam, and State Board certification. The CPNE or Clinical Performance Nurse Exam is a 3-day do or die show what you know exam. The exam itself costs $1750.00, I have paid $500.00 on it and have a $1250.00 balance. My test site is in Racine Wisconsin; I live in Texas. So this would pay for all expenses?.. Then I have two credit cards I have a about $500.00 on that I want to pay off. My financial situation: I work fulltime, and am also training to become RN Case manager for Hospice. The company that hired me is training me to become an RN case manager now....So that I already have the training when I become an registered nurse. I always have extra money inmy account....My girlfriend has food allergies so we do not go out to eat, I do not drink alcohol and am too busy with school and work to have any fun. So I pay extra on bills to try and get ahead. Do I need this loan? No. Do I want this loan? Yes. What will I do if I do not get this loan? I have a credit card that has $4000.00 available credit @ 14%, a couple other that have an available balance of $2000.00; one @ 17%, and the other @ 18%. I would end up using these to pay for the expenses; and pay just the minimum balance on the 2 cards I am paying extra on. When I say paying extra I mean an extra $175 on 2 cards that only need $100.00 paid a month. May I point out that instead of the $2300-$2400 I bring home right now ( post taxes) that after I PASS MY BOARDS I will be bringing home an extra $500.00 - $600.00 for a approximate total of $3000.00 AFTER TAXES. Monthly net income: $ 3000.00 BEFORE TAXES Monthly expenses: $ I pay half of all household expenses on my home, while my partner pays the other half. Housing: $400.00 my half of mortgage Insurance: $250.00 on health, life, disability combined Car expenses: $90.00 on gas, car paid off Utilities: $200.00 my half of electric and water Phone, cable, internet: $ 100.00 Food, entertainment: $ 150.00 my half Clothing, household expenses $ 00.00 Credit cards and other loans: $ 500.00 combined /required $850.00 when making extra payments Other expenses: $ 00.00 I bring home $ 2300.00-$2400.00 monthly, my expenses $1690.00 (That is without EXTRA payment on my credit cards) So depending on whether or not I pay extra on cards I have anywhere between $300.00-$600.00 left monthly. Thank you for taking the time to read my loan request. |
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