p2p lending at lending club
Debt Consolidation
Homeownership Verified

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Listing Information
Amount: $20,000.00 Status: Loan created
Grade: AA DTI: 21%
Lender Rate: 11% Borrower: runge2777
Time Left: Finished State: CO
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-05-31 EricsCC ROI: 8%
Status History
May 31, 2007 Current
Purpose of loan:
As many young people do, I ran up an inordinate amount of high interest credit card debt in and immediately after college.  I'm hoping to improve my interest rate for these debts and work to have healthier financial situation.

My financial situation:
I am a good candidate to pay off this loan because I consistently pay of more of my CC debt that required monthly, and am looking to expedite the end of these payments.  I have held a steady job for more than 8 years now, and my due to some beneficial circumstances at work I can now afford to pay this type of loan off without any hardships.

Monthly net income: $ 3,900

Monthly expenses: $
  Housing: $ 1,100
  Insurance: $ 150
  Car expenses: $ 600 (including gas and maintenance) 
  Utilities: $ 100
  Phone, cable, internet: $ 150
  Food, entertainment: $ 400
  Clothing, household expenses $ 300
  Credit cards and other loans: $ 700 (including this loan)
  Other expenses: $ 200
Borrower's Other Listings
141250 Paying off high interest debt AA $20,000 @ 18% May 22, 2007 Withdrawn

 

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