Re-list: Getting Married
| Listing Information | |||
|---|---|---|---|
| Amount: | $8,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 19% |
| Lender Rate: | 11% | Borrower: | spyro |
| Finished | State: | GA | |
| Funded: | 100% | Group: | GROUP CLOSED |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-05-30 | EricsCC ROI: | 8% |
| Status History | |
|---|---|
| May 30, 2007 | Current |
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Purpose of loan: I proposed to my girlfriend of 7 years and found out just how expensive weddings are. I have calculated where extra cash from each paycheck will go between now and the wedding and determined that we will not have enough unless I use credit cards and pull heavily from savings. I don't like using credit cards and enjoy having savings for a rainy day. Being a Propser lender I know that I need to tell you in advance that I will be paying this of early. I estimate that after paying off the wedding I will have money left over from this loan. I plan to pay any extra towards the credit cards that i have so that as much interest money goes to Prosper lenders and not credit card companies. My financial situation: Currently I pay all of the monthly bills and 90% of my wifes check goes to the wedding. I have over $10K in savings spread across a Roth IRA, 2 401K's, and a premium interest account that I can take out to pay off this loan if I really needed. I have been a Propser lender for a while now and currently have 17 loans out. I am two months ahead on both my car payment and house payment. Monthly Income: $ After taxes I receive $3906 /month Monthly expenses: $ Housing: $ 990 Insurance: $ 200 Car expenses: $ 675 Utilities: $ 200 Phone, cable, internet: $ Paid by wifes company Food, entertainment: $ 200 Clothing, household expenses $ Credit cards and other loans: $ 200 Other expenses: $ $600 for anything I didn't think of. Re-list details This loan reached 62% funding the last go around. I have now joined a group and raised the interest rate in hopes of attracting more bidders. Thank you to all that bid on the first listing. If you can bid one more time it would be greatly appreciated. I also lowered the amount by $1,000. I paid off a few more wedding items since the first listing. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 137601 | Getting married and want to keep my savings | B | $9,000 @ 12% | May 15, 2007 | Expired |
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