WANTED: FINANCIAL FREEDOM
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Loan created |
| Grade: | E | DTI: | 33% |
| Lender Rate: | 26% | Borrower: | peanut10 |
| Finished | State: | IL | |
| Funded: | 100% | Group: | Small Business & Self Employed |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-05-29 | EricsCC ROI: | -23% |
| Status History | |
|---|---|
| May 26, 2007 | Current |
| Dec 14, 2007 | Late |
| Jan 02, 2008 | 1 month late |
| Jan 31, 2008 | 2 months late |
| Mar 01, 2008 | 3 months late |
| Mar 30, 2008 | 4+ months late |
|
First off, thank you for reading my listing. Reason for many listings: This is my 10th listing because I realized that I needed to be realistic with the amount borrowing. I need this loan to pay for getting my cards out of delinquent status. Since I am a single mother, I thought the idea of a debt management program would help me settle my debt and get me on my way to financial freedom. Well, I was naive and now I have to pay the price. Some of the attorney's for my credit cards want a minimum first payment to start me in repaying my debt. I don't have the money for the minimum and that is why I am looking to Prosper. This loan will help me pay the creditors and only have the $125.72 loan from Prosper instead of the $2800 minimum that is needed. I have scheduled a repayment plan that will have all the credit cards paid off in 10 months leaving me with the Prosper loan to pay off. I would really like to start on my way to becoming financially stable and know that Prosper can help me with that. Another note: I know that the delinquencies don't look too appealing. This happened after making a poor decision of choosing a debt management program without doing any research. After realizing what was happening, it was too late. The creditors had put my cards in 'charge off'. I want to fix this mistake, but need a little help. Purpose of loan: Get back on track! My financial situation: I am a dedicated mother, friend, and teacher who just made a poor decision, but has learned a big lesson and would like to fix it. I am dedicated and motivated to fix this so I can move on. Monthly net income: $ 2400 Monthly expenses: $ 2030.72 Housing: $ 700 Insurance: $ 85 Car expenses: $ 420 Credit Cards: $700 Prosper Loan: $125.72 With the Prosper loan I will have $300 left over, but in 10 months I will free up the credit card expense leaving $1000 left. Thanks again for your time. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 121547 | Just had a baby, want to start fresh! | E | $20,000 @ 25% | Apr 10, 2007 | Withdrawn |
| 121963 | New baby, new start | E | $20,000 @ 29% | Apr 11, 2007 | Withdrawn |
| 126618 | Clear Credit Card Debt for Daughter's Future | E | $15,600 @ 26% | Apr 20, 2007 | Expired |
| 134163 | new mom = new start | E | $11,000 @ 24% | May 07, 2007 | Withdrawn |
| 134273 | New mom = new start | E | $10,000 @ 29% | May 08, 2007 | Withdrawn |
| 135015 | PLEASE HELP FIX DEBT MANAGEMENT MISTAKE | E | $8,000 @ 29% | May 09, 2007 | Withdrawn |
| 136161 | Fresh Start | E | $8,000 @ 29% | May 11, 2007 | Withdrawn |
| 136223 | FRESH START | E | $8,000 @ 26% | May 11, 2007 | Withdrawn |
| 136494 | NEW START (lower request) | E | $6,500 @ 26% | May 12, 2007 | Withdrawn |
| 136809 | HARD WORKER NEEDS HELP | E | $5,200 @ 26% | May 13, 2007 | Withdrawn |
| 140185 | HARD WORKER NEEDS HELP *LOWER AMOUNT | E | $4,300 @ 26% | May 20, 2007 | Withdrawn |
| 140312 | CREATING PEACE OF MIND | E | $4,300 @ 26% | May 20, 2007 | Withdrawn |
| 140484 | HELP! NEED TO FIX FUTURE! | E | $3,000 @ 26% | May 20, 2007 | Withdrawn |
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