Excellent Income - New Start Wanted - Destroy PayDay Loans
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,600.00 | Status: | Loan created |
| Grade: | HR | DTI: | 13% |
| Lender Rate: | 28% | Borrower: | jjjr1234 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Have Money - Will Bid |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-05-30 | EricsCC ROI: | 22% |
| Status History | |
|---|---|
| May 28, 2007 | Current |
| Jan 15, 2008 | Late |
| Jan 26, 2008 | Current |
| Jun 14, 2008 | Late |
| Jun 28, 2008 | Current |
| Jul 15, 2008 | Late |
| Jul 31, 2008 | 1 month late |
| Aug 28, 2008 | Current |
| Sep 14, 2008 | Late |
| Sep 24, 2008 | Current |
| Oct 15, 2008 | Late |
| Oct 23, 2008 | Current |
| Nov 14, 2008 | Late |
| Nov 25, 2008 | Current |
|
Purpose of loan: First of all, thank you for considering my listing. My Wife, two children and I recently moved to California leaving family and friends to start a new career. We have added a family member since arriving (See Photo), This is my eight year old daughter's baby. I was forced to close my business in Ohio because of a failed partnership. We ended up losing everything and had to file bankruptcy. My wife and I put our heart and soul into it for 15 years. It was my only job (self-employed) straight out of college. In an attempt to expand and free up time since I had two children and was tied to the company, I brought in a partner. This was the beginning of the end. Two years later, we were done. There were two invoices from good clients I did not include in the bankruptcy. I wanted to pay them and THE MISTAKE I MADE was to obtain payday loans to pay these good people. I thought I could pay the loans off, but the fees..... I have been paying UNBELIEVABLE fees for well over a year. At the time it was the only way to pay the obligation. I cannot get rid of them. We are good people who just need a second chance. My financial situation:(explain why you are a good candidate for paying back this loan) My wife and I now have good stable jobs with very good incomes. My salary last year was $125,000 and my wife earned $25,000. This year I will earn the same and my wife will earn between $30,000 and $35,000. I am a Sales Consultant with a National Marketing Company who specializes in working with Insurance Agencies nationwide They brought me in because of my fifteen years experience. As you will see below we can handle this reasonable payment We would use the loan to pay the following loans and fees: AIP Loan $250 Monthly Fees $188 National Cash AdvanceLoan $400 Monthly Fees $152 Fast Cash Loan $250 Monthly Fees $120 Zip Cash Loan $500 Monthly Fees/payment $300 Cash Net Loan $250 Monthly $33 Cash Central Loan $255 Monthly $44 One Click Cash Loan $500 Monthly Fee and monthly payment $240 Untied Cash Loans $500 Monthly Fee and payment $210 JD Marketing Loan $300 Monthly Fee $90 Premier Processing Loan $400 Monthly Fee and payment $150 GFSIL Loan $300 Monthly Fee $70 Total loans $3907 payoff with fees $625 total montly payments $1,557 This is unbelievable!! Monthly net income: $8,400 Monthly expenses: $8,167 Housing: $ 2400 Insurance: $ 167 Car expenses: $ 1150 Utilities: $ 400 Phone, cable, internet: $ 150 Food, entertainment: $ 1000 Clothing, household expenses $ 400 Credit cards and other loans: $ 1600 Other expenses: $ 600 (tax payments) Children Expenses - Misc. $300 This leaves less than $300 for unexpected expenses. This loan would free up $1,300 per month and give us our lives back. We have learned a valuable lesson and would make the Prosper payment the Number 1 payment each month (Automatically deducted). We are not about to make the same mistake again.. Again, thank you very much for the consideration. God Bless. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 136506 | Taxes Due | HR | $7,500 @ 29% | May 12, 2007 | Withdrawn |
| 136723 | Excellent Income-New Start Help with Payday Loans | HR | $5,000 @ 28% | May 13, 2007 | Expired |
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