Relist - Debt Consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 19% |
| Lender Rate: | 18% | Borrower: | steveNIndy |
| Finished | State: | IN | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-06-06 | EricsCC ROI: | 14% |
| Status History | |
|---|---|
| Jun 09, 2007 | Current |
| Sep 21, 2007 | Late |
| Sep 27, 2007 | Current |
| Nov 23, 2007 | Late |
| Dec 11, 2007 | Current |
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About me: I am 43 years old, married for 22 years, 3 children ages 13, 10 and 7. I have been with my current employer for 1 and 1/2 years as the Director of Software Applications. Explanation of bad credit: Five years ago I made a very bad business decision which has put me into a situation where I have been paying a very large tax bill. Even though I am very responsible person this has caused me to be delinquent on a number of my accounts. I'm asking for a chance to prove myself and to get my credit scores up to where they should be. If you bid on my listing I promise that I will not let you or my team down. Making my payments on time will be my top priority each month, I sincerely promise you that and as you can see from my financial details, I will have the money to do it. Purpose of loan: This consolidation debt will allow my to bring all my accounts current while paying off some of my small high interest loans and provide me more monthly cashflow. This loan will consolidate one high interest credit card, a high interest short term loan and significantly reduce a high interest line of credit. My financial situation: My salary is $94,000 (gross). I work in Information System and have been for 15 of years. Monthly net income: $ 5700 Monthly expenses: $ 5010 Housing: $ 1250 Insurance: $ 260 Car expenses: $ 650 (half of this will be paid off by this loan) Utilities: $ 200 Phone, cable, internet: $ 100 Food, entertainment: $ 600 Clothing, household expenses $ 200 Credit cards and other loans: $ 950 (loan will reduce to 150) Other expenses: $ 600 (tax bill) |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 136134 | Debt Consolidation | D | $12,500 @ 19% | May 11, 2007 | Withdrawn |
| 136165 | Debt Consolidation | D | $12,500 @ 18% | May 11, 2007 | Withdrawn |
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