p2p lending at lending club
I need new knee!!!

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: E DTI: 5%
Lender Rate: 28% Borrower: jterryjohn
Time Left: Finished State: MT
Funded: 100% Group: Have Money - Will Bid
Loan Information
Loan Status: Current Origination Date: 2007-05-30 EricsCC ROI: 22%
Status History
May 28, 2007 Current
Purpose of loan: 
I need to have my knee replaced, but my employer doesn't have sick leave, so I am requesting a loan to cover deductables and monthly expenses while I am recuperating. financial situation:We have been paying off my wife's large medical bills, and past IRS debt. Without assistance to help during my surgery, we will be unable to support our family. I will be returning to my job, which is very secure. I have been employed there for 4.5 years. This job offers a profit sharing plan, but the amount is variable and not guaranteed. So, we cannot list this as monthly income.
net income: $ 2600.00

Monthly expenses: $
  Housing: $ 471.00
  Insurance: $ 100.00
  Car expenses: $ 250.00 (includes gas)
  Utilities: $ 400.00
  Phone, cable, internet: $150.00
  Food, entertainment: $ 450.00
  Clothing, household expenses $ 100.00
  Credit cards and other loans: $ 100.00  Other expenses: 
As you can see, I have over $600.00 left to be used for my prosper payment, and to set aside for unexpected expenses and emergencies. 
I promise that my payment s to Prosper will be my top priority each month. In fact, I will have my Prosper payment automatically decucted form my bank account each month, so that everyone, including me, knows that the payment will be made on time. Thank you for your time and attention!
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