Professional Paying off Credit Cards - "A" Credit Grade
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 12% |
| Lender Rate: | 9% | Borrower: | DuckDuck |
| Finished | State: | OR | |
| Funded: | 100% | Group: | Our Values |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-05-31 | EricsCC ROI: | 6% |
| Status History | |
|---|---|
| May 31, 2007 | Current |
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Purpose of loan: Consolidating credit cards with an interest rate of over 20%. My financial situation: I have a secure job with a public agency and get paid every two weeks. I have a high interest savings account, which I automatically contribute to from each pay check. As you can see from my credit grade, I pay credit cards and other bills on time. I do NOT plan to use these credit cards again while paying off my prosper loan. At this point, I plan to pay this loan off over the full 36 month term. Monthly net income: $2500 Monthly expenses: $2310 Housing: $900 (mortgage) Insurance: $50 Car expenses: $110 Utilities: $ 100 Phone, cable, internet: $ 50 Food, entertainment: $ 400 Clothing, household expenses $ 100 Credit cards and other loans: $ 300 currently -- but I will be paying off ALL my credit card debt with this loan. Savings: $300 Total - $2310 I have $5000 in savings and $10000 in an IRA. I own a house. Thank you for bidding on my loan. |
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