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Credit Card Consolidation - Debt Free Me

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: AA DTI: 13%
Lender Rate: 9% Borrower: kloans517
Time Left: Finished State: IL
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2007-05-30 EricsCC ROI: 9%
Status History
May 28, 2007 Current
Dec 14, 2007 Payoff in progress
Dec 19, 2007 Paid
Purpose of loan:
This loan will serve the purpose of reducing my interest rates on my current credit card debt and help me to become completely debt free.  I have paid off all of my debt once in the past and made the honest 20-something mistake of having one wild summer.  Now that I am approaching 30 years of age, it has become a priority for me to cleanse myself of all debt, once again in order to begin saving seriously for my future.

My financial situation:
I hold a steady job and do not live above my means.  I have several money market and savings investments and also loan money through Prosper.com.  All utility bills, rent, and current credit card debt is paid monthly.  I have no outstanding or delinquent payments and am extremely cautious about staying up to date on my payments.  For more information on my spending/saving habits, please check my daily review blog, Consumatron.com.  Feel free to contact me with any questions.

Monthly net income: $ 1400.00

Monthly expenses: $
  Housing: $ 375.00
  Utilities: $ 100.00
  Phone, cable, internet: $ 65.00
  Food, entertainment: $ 200.00
  Clothing, household expenses $ 50.00
  Credit cards and other loans: $ 100.00
  Other expenses: $ 100.00
  Savings/Investments: 250.00
Borrower's Other Listings
238105 Good Prosper Borrower/Lender Seeks Lower Interest Rate AA $4,000 @ 7% Nov 27, 2007 Loan created
361494 Good Prosper Borrower/Lender Seeks Loan for New Business A $20,000 @ 15% Jul 03, 2008 Expired
365004 Good Prosper Borrower/Lender Seeks Loan for New Business A $15,000 @ 15% Jul 10, 2008 Expired

 

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