Consolidating My Debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $25,000.00 | Status: | Loan created |
| Grade: | AA | DTI: | 31% |
| Lender Rate: | 11% | Borrower: | bball1 |
| Finished | State: | OH | |
| Funded: | 100% | Group: | GROUP CLOSED |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-05-30 | EricsCC ROI: | 8% |
| Status History | |
|---|---|
| May 30, 2007 | Current |
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Hi. I am looking for a loan to consolidate my credit card balances. I live in a small condo in Ohio with my two pet cats (Kat and Little Man). Ohio has just lifted the 8% loan cap, so now I am able to use Prosper loans for the benefit of both borrower and lenders! Please bid on my loan and help me get rid of my credit card debt. I have corrected my bad spending habits of the past (namely, paying for things on credit cards instead of waiting until I had the money). I the past two years I have downsized my house, gone from two vehicles to one, cut other expenses where I could, and paid down my credit cards instead of charging up my credit cards. I work as a computer programmer for a Fortune 500 company making a monthly net income of $3950. Here is what my monthly budget would be with this loan included: Housing (including condo fees and property taxes): $960 Insurance: $120 Car expenses (including gas and repairs): $570 Utilities: $200 Phone, cable, Internet: $100 Food, entertainment: $350 Clothing, household expenses $50 Credit cards and other loans: $1025 (including this prosper loan) Other expenses: $250 Thank you for your bids! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 100721 | Trying to pay debt off as fast as I can | A | $20,000 @ 7% | Feb 17, 2007 | Withdrawn |
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