Consolidation Contemplation : )
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,500.00 | Status: | Loan created |
| Grade: | C | DTI: | 47% |
| Lender Rate: | 23% | Borrower: | blueskyflyer |
| Finished | State: | MT | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 3 months late | Origination Date: | 2007-05-23 | EricsCC ROI: | -31% |
| Status History | |
|---|---|
| May 23, 2007 | Current |
| Oct 08, 2007 | Late |
| Oct 24, 2007 | 1 month late |
| Oct 30, 2007 | Current |
| Nov 07, 2007 | Late |
| Nov 24, 2007 | 1 month late |
| Dec 02, 2007 | Current |
| Dec 08, 2007 | Late |
| Dec 24, 2007 | 1 month late |
| Jan 24, 2008 | 2 months late |
| Feb 24, 2008 | 3 months late |
| Mar 24, 2008 | 4+ months late |
| Apr 02, 2008 | 3 months late |
| Apr 24, 2008 | 4+ months late |
| May 02, 2008 | 3 months late |
| Jun 28, 2008 | 4+ months late |
| Jul 09, 2008 | 2 months late |
| Jul 24, 2008 | 3 months late |
| Aug 24, 2008 | 4+ months late |
| Sep 13, 2008 | 3 months late |
| Sep 18, 2008 | 2 months late |
| Sep 24, 2008 | 3 months late |
| Oct 11, 2008 | 2 months late |
| Oct 24, 2008 | 3 months late |
| Nov 14, 2008 | 2 months late |
| Nov 24, 2008 | 3 months late |
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Purpose of loan: I wish to consolidate several smaller loans that have higher interest rates. It just seems like a good move... : ) My financial situation: I have always had full-time work, growing in positive ways, and I've been working for years to correct errors in judgement that I made when I was younger. I have truly learned how important it is to work on building a good name and there are times that I wish I could go back and slap my younger self around for the mistakes in the past. Maybe you can relate... I know I only have a "C" rating in credit for now, but I have worked from the bottom up just to get to this point. I have been paying old debt off for years, just chipping away at it. I recently knocked out an old debt and my credit will reflect that in a few short months as it takes time for these things to catch-up so to speak. I'm shooting for a "AA" rating and would like to turn around and be a lender one day on this outstanding website! My wife just landed a great job and that will help as we pay things off, but this consolidation loan will really help us to get a jump start so many thanks to all of you wonderful folks out there that wish to give us a hand-up! Blessings to all of you... Monthly net income: $2,000.00 (mine) and $1,500.00 (my wife's) Monthly expenses: $ Housing: $525.00 Insurance: $200.00 Car expenses: $688.00 Utilities: $60.00 Phone, cable, internet: $95.00 Food, entertainment: $400.00 Clothing, household expenses $100.00 Credit cards and other loans: $400.00 Other expenses: $400.00 |
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