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Debt Consolidation

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: B DTI: 16%
Lender Rate: 12% Borrower: Superhuman
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-05-25 EricsCC ROI: 8%
Status History
May 25, 2007 Current
Purpose of loan:
I am using this loan to consolidate the debt I have on a few different credit cards. I want to pay one thing instead of three different ones, plus the lower rate will help.

My financial situation:
I have never missed a single payment on any credit card. I am responsible with my money. I built up the debt that I do have primarily educating myself in order to begin in business.

Monthly net income: $ 2000

Monthly expenses: $
  Housing: $ 250
  Insurance: $ 60
  Car expenses: $ 40
  Utilities: $ 0
  Phone, cable, internet: $ 50
  Food, entertainment: $ 250
  Clothing, household expenses $ 50
  Credit cards and other loans: $ 300
  Other expenses: $ 200
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