p2p lending at lending club
Honest, hard working, ethical lady needs help!

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Listing Information
Amount: $3,500.00 Status: Loan created
Grade: E DTI: 13%
Lender Rate: 28% Borrower: GIGI16
Time Left: Finished State: MN
Funded: 100% Group: Voyagers Financial
Loan Information
Loan Status: 4+ months late Origination Date: 2007-05-22 EricsCC ROI: -55%
Status History
May 21, 2007 Current
Feb 07, 2008 Late
Feb 23, 2008 1 month late
Mar 23, 2008 2 months late
Apr 23, 2008 3 months late
May 24, 2008 4+ months late
Purpose of loan:
I need that boost in my finances to get rid of all payday loans and all credit cards.

My financial situation:
My financial situation is on it's way to recovery.  I need that final boost to get rid of the payday loan sharks and pay off all credit cards.  My goal is to raise my credit score to "C" by October 2007 and to a "B" by April 2008.  I am committed on making this happen.  I was given a second chance on life as I have been in remission from breast cancer since April 2005.  My chance to make my life normal again is in sight and I plan on making this happen and nothing will stop me.

Monthly net income: $ 3,128.00

Monthly expenses: $
  Housing: $ 1295.00 (my husband pays 1/2, I pay half) my cost - $645.00
  Insurance: $ 57.95
  Car expenses: $ 326.00
  Utilities: $ 250.00
  Phone, cable, internet: $ 275.00
  Food, entertainment: $ 400.00
  Clothing, household expenses $ 200.00
  Credit cards and other loans: $ 700.00
  Other expenses: $ 300.00 (paying off hospital bill, was $21,000.00, down to $1,600.00 this never went to collections).
Borrower's Other Listings
39110 Cancer Patient Needs Financial Help E $2,500 @ 7% Sep 13, 2006 Withdrawn
39449 Recovering Cancer Patient Needs 2nd Chance E $3,000 @ 7% Sep 14, 2006 Withdrawn
40269 *Recovered Cancer Patient Needs Immediate Help* E $2,500 @ 7% Sep 18, 2006 Withdrawn
42647 **** L O O K **** 2nd Listing - Cancer Patient Needs Help E $1,000 @ 7% Sep 27, 2006 Expired
46283 *****HELP**** In Recovery Cancer Patient Needs HELP NOW! E $1,500 @ 7% Oct 09, 2006 Withdrawn
47423 +++++3rd Request+++++ Show me Prosper Works +++++ E $2,500 @ 7% Oct 12, 2006 Withdrawn
55461 I NEED GOOD PEOPLE TO GIVE ME A 2ND CHANCE E $3,000 @ 7% Oct 31, 2006 Expired
58394 ****PLEASE**** SHOW ME PROSPER WORKS! E $2,500 @ 7% Nov 07, 2006 Withdrawn
59313 ****PLEASE**** SHOW ME PROSPER WORKS E $2,500 @ 7% Nov 09, 2006 Expired
64423 My Last Hope *** PLEASE SHOW ME PROSPER WORKS*** E $1,500 @ 7% Nov 20, 2006 Expired
67491 ***I NEED HELP FROM PEOPLE WHO'VE BEEN THERE*** E $1,000 @ 7% Nov 28, 2006 Expired
71532 ***PLEASE - HELP ME MAKE THIS YEAR CLOSE OUT NICE FOR ME*** E $1,000 @ 7% Dec 07, 2006 Expired
74524 ***SANTA - - - HELP ME SAVE MY SLEIGH*** E $1,000 @ 7% Dec 14, 2006 Expired
76909 ***Please consider me for a loan*** WILL PAY OFF EARLY! E $3,500 @ 7% Dec 21, 2006 Expired
136954 ***Nice person*** Cancer in remission***Need small loan*** E $5,000 @ 18% May 14, 2007 Withdrawn
233712 Honest, hard working, ethical lady needs help! HR $3,500 @ 29% Nov 18, 2007 Withdrawn
233727 I AM NOT A HR - Explanation below! HR $3,000 @ 29% Nov 18, 2007 Withdrawn
236616 Victim of Identity Theft - Not a HR HR $3,000 @ 29% Nov 24, 2007 Withdrawn
257545 Found my dream job ***still cleaning up my credit*** E $8,500 @ 35% Dec 29, 2007 Withdrawn
260499 Found my dream job ***still cleaning up my credit*** E $5,000 @ 35% Jan 06, 2008 Expired
268403 Gaining on Debt - Consolidating First Loan E $5,000 @ 35% Jan 20, 2008 Withdrawn
269365 Gaining on Debt - 95% There! E $1,575 @ 18% Jan 22, 2008 Withdrawn

 

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