Debt Consolidation

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Listing Information
Amount: $8,300.00 Status: Loan created
Grade: B DTI: 13%
Lender Rate: 12% Borrower: Neitherock
Time Left: Finished State: WA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2007-05-24 EricsCC ROI: 11%
Status History
May 25, 2007 Current
Aug 10, 2009 Payoff in progress
Aug 15, 2009 Paid
Purpose of loan:
I have 4 open accounts that I'm making payments on right now.  It's getting a bit tiresome and I'd really like to just make one payment to prosper.  I have a few accounts that have higher interest rates and well and would love to save some money.

My financial situation:
I was stupid in college.  As you can see from the delinquent accounts from the last 7 years ago.  All of those accounts are from 2004 or later.  Since I graduated from college I've settled all of my past indiscretions and have been working on building perfect credit (or as close to it as I can get).  I would never again take on a debt that I couldn't easily repay.

Monthly net income: $ 6030

Monthly expenses: $4130
  Housing: $1400
  Insurance: $ 0
  Car expenses: $500
  Utilities: $ 50
  Phone, cable, internet: $80
  Food, entertainment: $1500
  Clothing, household expenses $100
  Credit cards and other loans: $500 (will be $0 after the prosper loan)
  Other expenses: $
Borrower's Other Listings
420588 Paying of Wide's Credit Cards Now AA $9,000 @ 11% Aug 15, 2009 Withdrawn
420742 Paying off Wife's Credit Cards AA $9,000 @ 11% Aug 17, 2009 Withdrawn

 

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