Eric's Credit Community

Hello,and thank you for viewing my listing,I have been a lifelong Illinois resident and enjoy 
bowling and good conversation with family,friends very much. I request the following

My financial situation:

I currently have payday loans and credit cards I want to put behind me.
My current debt is listed at $5,021,but 1 account is being paid off as I speak.  
I ran into a bind with health problems,etc. and some poor financial decisions
and like most people in a pinch got some payday loans which I cannot get
away from now. I currently have 3 delinquencies which are the result of
keeping up with the payday loans.  My debt is itemized as follows:

Cash Store:$914
Geneva Rothcap:$300
Premier Processing:$200
Household Bank:$700
CreditOne Bank:$669(which is currently being paid off)
Capital One:$3,000

My Income and budget plans as well as my payback plan:

If i had the opportunity to recieve a prosper loan I would use it to wipe out
my exisisting debts and start clean.  I net around $500 a week,so if I figure 
my monthly expenses plus the loan payment minus the debt, I would have
enough to live well within my means and make a timely prosper loan payment.
Plus the fact I have ACH elected...so no defaults. My monthly expenses are as follows






  Housing: $ 395
  Insurance: $ 65
  Utilities:$150
  Phone,cable,internet:$90
  Food,clothing,entertainment:$200
 Credit cards(minimums):$350

 As you can see i avg around $1100 a month for living expenses,so with a prosper
 loan payment I would still be able to easily afford to make monthly payments.

Again,I thank each and everyone of you in advance for viewing my loan request.