BILL CONSOLIDATION

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Listing Information
Amount: $15,000.00 Status: Loan created
Grade: D DTI: 28%
Lender Rate: 23% Borrower: jc125
Time Left: Finished State: CA
Funded: 100% Group: Midwest Friends & Family Investing
Loan Information
Loan Status: Paid Origination Date: 2007-06-08 EricsCC ROI: 22%
Status History
Jun 09, 2007 Current
Aug 28, 2007 Late
Aug 29, 2007 Current
Mar 01, 2008 Paid
Purpose of loan: 
  If I get the funding for this loan, it will totally improve the quality of my life. I will be able to pay off my bills and only have to pay the interest on the prosper loan; instead of paying interest on numerous other accounts


  Hi, I am a single 28 year woman. I am currently working at the naval hospital in camp Pendleton for the past month as a Medical records clerk. I take care of my grandmother, who is 90 year old and my younger brother who is mentally disabled. My grandmother raised my brother and I when we were kids. Now I feel is my job to return the favor. I bought my first home a year ago with the purpose of investment. However, it?s been hard to find a roommate. Due to additional stress I gotten sick seven times.  At the my previous job working for a doctor, I went from working fulltime to par time due to lack of business which decreased my income from $700-$500 every two weeks. .    The DTI reported by prosper is not valid because it does not include any of my extra income. I have  par time work as Loan officer, as you know, if I do not close any loans, I do not make any money. And I am in the process in getting a fourth job in the weekends as a babysitter or caregiver.   Thank you for considering taking time to view my case. I know that once you help me, God will bring you more business into your life. Guarantee.                                                                                                                                                                       My financial situation:   
I am a very responsible person who always pay my bills on time. 

Monthly net income: $ 3200  per month


Monthly expenses:    I will use this loan to pay off my credit cards.     
  Housing: $ 2300
  Insurance: $ 102 per month
  Car expenses: $ 400 per month
  Utilities: $ 200
  Phone, cable, internet: $ 80 per month
  Food, entertainment: $ 200 per month
  Clothing, household expenses $ 100 per month
  Credit cards and other loans: $ 16200 (including school loan)
  Other expenses: $ 200
Borrower's Other Listings
130049 consolidation D $20,000 @ 7% Apr 28, 2007 Expired

 

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