Credit Cards Killing Me - PLEASE HELP!!!!!
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,100.00 | Status: | Loan created |
| Grade: | HR | DTI: | 21% |
| Lender Rate: | 23% | Borrower: | 2-tough |
| Finished | State: | GA | |
| Funded: | 100% | Group: | Have Money - Will Bid |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-05-24 | EricsCC ROI: | -46% |
| Status History | |
|---|---|
| May 23, 2007 | Current |
| Jan 08, 2008 | Late |
| Jan 25, 2008 | 1 month late |
| Feb 25, 2008 | 2 months late |
| Mar 25, 2008 | 3 months late |
| Apr 25, 2008 | 4+ months late |
|
Thank you for reviewing my request. I am married with one child. I am a college graduate and I have been employed for 16 years. Right now, I could really use some peace of mind. Credit card debt is killing me and I just want to get rid of it so I can improve my credit rating and begin to save for my child's college education. I consider myself a pretty responsible person but sometimes hard times calls for desperate measures. Hard times forced me to use credit cards as another source of income and now I am suffering some serious consequences behind it. I just want it go away so I can free up about $450 per month in income. My financial situation: I have been employed with the federal government for 16 years and I bring home a pretty decent salary. My husband also works and can assist in repaying the loan. As for my current credit situation, throughout the years, we have experienced a few hardships and because of that, I've been forced to rely on credit cards to get us through the hard times. If my loan request is granted, I would be able to pay off the following credit card bills thereby gaining some financial freedom in life. Capital One - $800 First Premier Bank - $700 Pearl Bank - $380 American Express - $335 J C Penney - $300 Blair - $190 Eagle Finance - $390 Total Debt - $3095 Monthly net income:$4590 Monthly expenses:$3884.83 Housing: $1329.92 Insurance: $150.00 Car expenses: $709.94 Utilities: $240.00 Phone, cable, internet: $190.00 Food, entertainment: $150.00 Clothing, household expenses $225.00 Credit cards & other loans not paid with loan: $365.00 Cell phone bills: $139.97 Other expenses: $385.00 As you can see, after paying off this credit card debt, there is about $700 available that can be used to fund my prosper loan, allow me to begin saving for my child's college education and even be prepared for unexpected emergencies. Living a life where nothing can go wrong because your finances won't allow it is really frightening. I just want some relief and if you give me a chance, I assure you that I will do everything in my power to ensure that this loan is paid in full. Please help me. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 133358 | debt consolidation | HR | $3,100 @ 20% | May 06, 2007 | Withdrawn |
| 135236 | Credit Cards Killing Me - Please HELP!!! | HR | $3,100 @ 20% | May 09, 2007 | Withdrawn |
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