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Braces and Bill Consolidation

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Listing Information
Amount: $5,000.00 Status: Loan created
Grade: E DTI: 10%
Lender Rate: 26% Borrower: responsiblemom
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-05-22 EricsCC ROI: 20%
Status History
May 21, 2007 Current
Purpose of loan:
I am looking to pay off 3 credit cards, 4 payday loans, some dental expenses and a down payment on braces for my daughter.  When this loan is funded, this will put me in a paid off status for credit cards and payday loans and the ability to give my daugher the braces she really needs.
My financial situation:
I am a good candidate because I am a resonsible hard working mother and wife.  I currently pay all utilities and monthly expenses such as groceries, cable, after-school-care, utilities, both cell phone bill and home phone bill.  I currently do not pay a house payment or rent.  My husband and I made an arrangement when we reconciled that he would cover the housing and insurance costs and I would cover the living expenses. 
Monthly net income: $
My net income ranges in whether I work overtime or not.  My average monthly net income is $2450.00
Monthly expenses: $
  Housing: $ 0.00    
  Insurance: $ 0.00
  Car expenses: $ 250.00 - 300.00
  Utilities: $ 250.00 - 350.00
  Phone, cable, internet: $ 140.00 - 160.00    
  Food, entertainment: $ 650.00   
  Clothing, household expenses $ 150.00
  Credit cards and other loans: $ 1200.00
  Other expenses: $ 75.00
Borrower's Other Listings
132616 Consolidate Bills E $5,000 @ 24% May 04, 2007 Expired
258862 Consolidate Medical and Revolving Credit E $5,000 @ 35% Jan 02, 2008 Expired
271323 Combine Medical/Vet and Credit bills E $3,000 @ 34% Jan 25, 2008 Loan created

 

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