Get Rid of AMEX
Homeownership Verified

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Listing Information
Amount: $16,000.00 Status: Loan created
Grade: A DTI: 35%
Lender Rate: 14% Borrower: rlmullen12
Time Left: Finished State: OH
Funded: 100% Group: Debt Consolidators
Loan Information
Loan Status: Paid Origination Date: 2007-05-31 EricsCC ROI: 13%
Status History
May 31, 2007 Current
Mar 02, 2008 Payoff in progress
Mar 07, 2008 Paid
Purpose of loan:
I ran into some financial difficulities last year and ran my American Express Card up higher than I could pay at one time. I have been paying 500 - 1000 a month to get the balance down, but can pay it off using Prosper. I beleive in Prosper and what it does for people in my situation
My financial situation:
I am currently employed and pay all my bills on time. I have an average debt to equity ratio, as a professional I take a great deal of pride in my reputation and missing a payment hurts that reputation. That is why I do not miss payments.
Monthly net income: $ 5000

Monthly expenses: $
  Housing: $ 1100
  Insurance: $ 200
  Car expenses: $250 
  Utilities: $ 300
  Phone, cable, internet: $ 150
  Food, entertainment: $ 200
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 500
  Other expenses: $ 300
Borrower's Other Listings
109954 Credit Card Payoff A $15,000 @ 6% Mar 12, 2007 Withdrawn
112300 Debt Consolidation A $15,000 @ 7% Mar 17, 2007 Expired
119199 debt consolidation A $5,000 @ 7% Apr 04, 2007 Expired
517428 Debt consolidation on credit cards A $7,000 @ 10% Jul 21, 2011 Loan created
582223 debt consolidation E $4,000 @ 30% Apr 25, 2012 Loan created

 

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