Get Rid of AMEX

| Listing Information | |||
|---|---|---|---|
| Amount: | $16,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 35% |
| Lender Rate: | 14% | Borrower: | rlmullen12 |
| Finished | State: | OH | |
| Funded: | 100% | Group: | Debt Consolidators |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-05-31 | EricsCC ROI: | 13% |
| Status History | |
|---|---|
| May 31, 2007 | Current |
| Mar 02, 2008 | Payoff in progress |
| Mar 07, 2008 | Paid |
|
Purpose of loan: I ran into some financial difficulities last year and ran my American Express Card up higher than I could pay at one time. I have been paying 500 - 1000 a month to get the balance down, but can pay it off using Prosper. I beleive in Prosper and what it does for people in my situation My financial situation: I am currently employed and pay all my bills on time. I have an average debt to equity ratio, as a professional I take a great deal of pride in my reputation and missing a payment hurts that reputation. That is why I do not miss payments. Monthly net income: $ 5000 Monthly expenses: $ Housing: $ 1100 Insurance: $ 200 Car expenses: $250 Utilities: $ 300 Phone, cable, internet: $ 150 Food, entertainment: $ 200 Clothing, household expenses $ 100 Credit cards and other loans: $ 500 Other expenses: $ 300 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 109954 | Credit Card Payoff | A | $15,000 @ 6% | Mar 12, 2007 | Withdrawn |
| 112300 | Debt Consolidation | A | $15,000 @ 7% | Mar 17, 2007 | Expired |
| 119199 | debt consolidation | A | $5,000 @ 7% | Apr 04, 2007 | Expired |
| 517428 | Debt consolidation on credit cards | A | $7,000 @ 10% | Jul 21, 2011 | Loan created |
| 582223 | debt consolidation | E | $4,000 @ 30% | Apr 25, 2012 | Loan created |
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