HELP ME GET MY KIDS OUT OF DAYCARE!!
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,500.00 | Status: | Loan created |
| Grade: | D | DTI: | 57% |
| Lender Rate: | 17% | Borrower: | kikicade |
| Finished | State: | OH | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-05-22 | EricsCC ROI: | 13% |
| Status History | |
|---|---|
| May 21, 2007 | Current |
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Purpose of loan: I?d like the loan to pay off some back local taxes, pay a few medical bills off, re-start my ebay business and get my kids OUT of daycare! My financial situation: Hi All! Thanks for looking at my listing! I want to say that my husband?s income is much higher than mine so there is more income available than just mine. He makes a salary of $35,000 + $370/mo car allowance+mileage+cell phone pd for+meals & other expenses (ie tolls, parking etc). We bring home a minimum of $3670 a month and average about $4000 each month after taxes. We have had a rough few years including loosing a baby in my 20th week of pregnancy 2 weeks before Christmas of 2002, which contributed to us declaring bankruptcy a few months after that because I was off work recovering for 2 months & we had to bury our son. Things seemed to go well for a while, I got pregnant again & had our son in April 2004, we moved into a house in May, then my husband came home in August of 2004 and said he lost his job of 13 years. We did what we swore we would NEVER do again & got credit cards to get by. We needed gas, food, diapers etc. Things have really turned around for us in the last year. Now we are with a debt management company and have paid off 3 credit cards in the last year & will have it all paid off in another year! I am down to 1 job (I worked 3 after he lost his job) & my hubby has a great job now. I miss being with my kids though. I worked part-time opposite my husband to stay home with our daughter before all this started & made hairbows on Ebay for extra ?fun? money making a profit of $200-500 each month. I want to re-start my ebay bow business. I will use my same GREAT wholesaler & have the knowledge from my earlier endeavors. I want to jump in with both feet to build up a good base clientele quickly. Check out my ebay id, I am friednerves. Thanks for helping me see my dream turn into a reality! I want to be home with my kids! I want to raise them instead of daycare! My husband has a GREAT job now BUT he is gone 5-7 days a week and we have no family around. If one of the kids get sick, I have to call off work, I take care of all the day to day stuff by myself and want the chance to stay home with them again! We do NOT put anything on credit cards and pay cash for everything. All of our credit cards are with the debt management company. A BIG accomplishment, when you think about how often most people use their credit cards for gas etc! I just received notice that our daycare is increasing the rates to $4.30 an hour for our son and $4 an hour for our daughter!!! just to put that into perspective, after taxes I make about $8.13 an hour but will pay $8.30 an hour for my kids to be in daycare this summer!! A friend is helping me right now by watching the kids a few days a week, but she can't watch my kids 5 days a week. Monthly net income: between $3670 and $4100+ depending on my husband's expense reimbursements |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 109089 | HELP ME START MY OWN BUSINESS! | D | $2,000 @ 7% | Mar 09, 2007 | Expired |
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