p2p lending at Prosper.com
Writting 1 check is easier than 6!

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Listing Information
Amount: $3,300.00 Status: Loan created
Grade: D DTI: 17%
Lender Rate: 15% Borrower: mmaverick
Time Left: Finished State: AZ
Funded: 100% Group: Have Money - Will Bid
Loan Information
Loan Status: Paid Origination Date: 2007-05-21 EricsCC ROI: 14%
Status History
May 19, 2007 Current
Sep 06, 2007 Payoff in progress
Sep 11, 2007 Paid
Hello and thank you for viewing my listing.
I have 2 kids and a fiance who is going to school to be a nurse. I had a back surgery and was out of work but have made all reasonable efforts to clear pay off old debts. I started rebuilding my credit in the last 3 years. I have one balance that shows a delinquent and is scheduled to continue on record until Aug 2011: $620 charged off/Past due 150 days.

I would use the Prosper Loan to pay off the following
Pay Day Loan for $650 - 420% APR  - Speedy Cash
Pay Day Loan $550 - 480% APR - Wells Fargo
Arizona Federal Credit Union Visa - $1000 balance - 19.99% APR
Orchard Bank Master Card - $375 0 balance - 24.99% APR
Household Bank Visa - $375 balance - 24.99% APR
Wells Fargo Visa - $350 balance - 24.99% APR
-
$3300 - Total amount of Debt to pay off

I work a full time job and have been there for 3 years, it is a stable job that i enjoy.
Annual Gross $28260 ($914.60 NET every 14 days)
Here's my monthly budget with the prosper loan in place:
660 - Mortgage
90 - Electricity
60 - Car Payment and gas.
400 - Groceries
50 - Recreation
120 - Internet, Phone and Cable
128 - Prosper loan (if funded)
-
$1508 - total monthly expenses

I have over $300 left over to be used, for savings and emergencies so I never get in this situation again.
I am going to have Prosper automatically withdraw my payments each month.
Thank you again for viewing my
Borrower's Other Listings
108932 debt consolidation, vehicle repair. C $11,000 @ 18% Mar 09, 2007 Expired
114233 vehicle repair and debt consolidation C $9,900 @ 16% Mar 22, 2007 Expired
128903 Debt consolidation - Overextended D $3,250 @ 16% Apr 26, 2007 Withdrawn
131029 Writting 1 check is easier than writing 5! Consolidating! D $3,250 @ 16% May 01, 2007 Withdrawn
132097 Writting 1 check is easier than writing 6! Consolidating! D $3,250 @ 19% May 03, 2007 Expired
136714 Relist - Writting 1 check is easier than writing 6! D $3,300 @ 23% May 13, 2007 Withdrawn
222909 2nd loan - Need a 2nd car and moving costs! D $8,000 @ 21% Oct 29, 2007 Withdrawn
224084 Need a 2nd car and moving costs! D $8,000 @ 23% Nov 01, 2007 Withdrawn
228010 Need a 2nd car and moving costs! D $8,000 @ 23% Nov 07, 2007 Withdrawn
231545 2nd loan - will reinvest some D $8,000 @ 15% Nov 13, 2007 Expired
242461 2nd loan - will reinvest some E $8,000 @ 15% Dec 02, 2007 Withdrawn
242465 2nd loan - will reinvest some E $8,000 @ 15% Dec 02, 2007 Expired
252514 2nd loan - will reinvest some E $8,000 @ 23% Dec 18, 2007 Withdrawn
256061 2nd loan - will reinvest some E $2,500 @ 15% Dec 29, 2007 Expired
274224 That time of year HR $7,500 @ 23% Jan 31, 2008 Expired
295950 Pay it down HR $7,500 @ 23% Mar 19, 2008 Expired
306527 Pay it down HR $19,013 @ 20% Apr 08, 2008 Withdrawn
314548 Pay it down HR $19,013 @ 29% Apr 20, 2008 Withdrawn
319010 Pay it down HR $19,013 @ 35% Apr 27, 2008 Expired
325589 Pay it down - debt consolidation HR $20,000 @ 35% May 04, 2008 Withdrawn
330104 Second loan wanted - first paid off HR $20,000 @ 35% May 10, 2008 Withdrawn
343927 Second loan wanted - first paid off - consolidate - reinvest HR $11,000 @ 35% Jun 04, 2008 Expired
350249 First loan paid, second wanted. Reinvesting! HR $21,000 @ 29% Jun 16, 2008 Expired
373455 First loan paid, second wanted. Reinvesting! HR $21,000 @ 29% Jul 28, 2008 Expired
377876 First loan paid, second wanted. HR $17,572 @ 29% Aug 05, 2008 Withdrawn
379978 Yes, an HR! Can't hurt to read! HR $17,572 @ 29% Aug 08, 2008 Withdrawn
379992 Yes, an HR! Can't hurt to read! HR $17,572 @ 29% Aug 08, 2008 Withdrawn
381814 Yes, an HR! Can't hurt to read! HR $14,165 @ 29% Aug 12, 2008 Withdrawn
383881 Yes, an HR! Can't hurt to read! HR $14,165 @ 29% Aug 16, 2008 Withdrawn
385381 Testing, testing ... 1 2 3 HR $1,000 @ 29% Aug 19, 2008 Loan created

 

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