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Paying off Debt

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Listing Information
Amount: $3,500.00 Status: Loan created
Grade: D DTI: 9%
Lender Rate: 17% Borrower: katphil
Time Left: Finished State: WA
Funded: 100% Group: BORROWERS - Free instant Listings - LARGEST GROUP
Loan Information
Loan Status: Paid Origination Date: 2007-05-31 EricsCC ROI: 16%
Status History
May 31, 2007 Current
Nov 23, 2007 Paid
Purpose of loan:
I would use this loan to payoff high-interest credit card debt and consolidate everything into one payment.

My financial situation:
I made some mistakes about five years ago, but since then I have had completely clean credit. I moved cross-country last year and because of a miscommunication with the movers I ended up putting most of the expenses of the move on credit cards instead of paying cash.  I used my tax refund to payoff what I could I now I am trying to clean up the rest.

 I am in a stable job and am trying to keep my expenses to a minimum. 

Monthly net income: $ 2100

Monthly expenses: $
  Housing: $ 945
  Insurance: $ 100  
  Car expenses: $ 60
  Utilities: $ 80
  Phone, cable, internet: $ 100
  Food, entertainment: $ 100
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 150 (would like to apply this to loan payment)
  Other expenses: $
Borrower's Other Listings
82668 Credit Card Payoff HR $5,000 @ 21% Jan 08, 2007 Expired

 

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