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Relist - Writting 1 check is easier than writing 6!

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Listing Information
Amount: $3,300.00 Status: Withdrawn
Grade: D DTI: 17%
Lender Rate: 23% Borrower: mmaverick
Time Left: Finished State: AZ
Funded: 13% Group: (No Group)
Purpose of loan:
I would like to consolidate all my credit cards and loans into one payment so i can stay ahead!

A credit card with a $1000 balance - 19.99% APR
Credit card with a $375 balance - 24.99% APR
Credit card with a $375 balance - 24.99% APR
credit card with a $350 balance - 24.99% APR
Pay Day Loan for $650 - 420% APR
Pay Day Loan $550 - 480% APR

I had some credit issues in the past when i had a back surgery and was out of work (choose between a bill or your kids dinner) but have made all reasonable efforts to clear  them up and pay them off. Since i started rebuilding my credit over the last 3 years i have never been late. I have one balance that shows a delinquent balance and scheduled to continue on record until Aug 2011. Account charged off/Past due 150 days. $620 written off.

My financial situation:
I currently work a full time job and have been there for 3 years, it is a stable job that i greatly enjoy. I have 2 kids and a fiance who is going to school to be a nurse.
Since i started rebuilding my credit over the last 3 years i have never been late.
Annual income: Gross $28260 ($914.60 net every 14 days) This income does not count fiance or my side business, this is my garunted income the other stuff is not included because it Fluxuates.

My monthly budget:
Rent: 660
Car expenses: 60
Utilities: 90
Phone, cable, internet: 140
Food, entertainment: 600
---------------------------------------
Total monthly expenses: 1550
Borrower's Other Listings
108932 debt consolidation, vehicle repair. C $11,000 @ 18% Mar 09, 2007 Expired
114233 vehicle repair and debt consolidation C $9,900 @ 16% Mar 22, 2007 Expired
128903 Debt consolidation - Overextended D $3,250 @ 16% Apr 26, 2007 Withdrawn
131029 Writting 1 check is easier than writing 5! Consolidating! D $3,250 @ 16% May 01, 2007 Withdrawn
132097 Writting 1 check is easier than writing 6! Consolidating! D $3,250 @ 19% May 03, 2007 Expired
136730 Writting 1 check is easier than 6! D $3,300 @ 15% May 13, 2007 Loan created
222909 2nd loan - Need a 2nd car and moving costs! D $8,000 @ 21% Oct 29, 2007 Withdrawn
224084 Need a 2nd car and moving costs! D $8,000 @ 23% Nov 01, 2007 Withdrawn
228010 Need a 2nd car and moving costs! D $8,000 @ 23% Nov 07, 2007 Withdrawn
231545 2nd loan - will reinvest some D $8,000 @ 15% Nov 13, 2007 Expired
242461 2nd loan - will reinvest some E $8,000 @ 15% Dec 02, 2007 Withdrawn
242465 2nd loan - will reinvest some E $8,000 @ 15% Dec 02, 2007 Expired
252514 2nd loan - will reinvest some E $8,000 @ 23% Dec 18, 2007 Withdrawn
256061 2nd loan - will reinvest some E $2,500 @ 15% Dec 29, 2007 Expired
274224 That time of year HR $7,500 @ 23% Jan 31, 2008 Expired
295950 Pay it down HR $7,500 @ 23% Mar 19, 2008 Expired
306527 Pay it down HR $19,013 @ 20% Apr 08, 2008 Withdrawn
314548 Pay it down HR $19,013 @ 29% Apr 20, 2008 Withdrawn
319010 Pay it down HR $19,013 @ 35% Apr 27, 2008 Expired
325589 Pay it down - debt consolidation HR $20,000 @ 35% May 04, 2008 Withdrawn
330104 Second loan wanted - first paid off HR $20,000 @ 35% May 10, 2008 Withdrawn
343927 Second loan wanted - first paid off - consolidate - reinvest HR $11,000 @ 35% Jun 04, 2008 Expired
350249 First loan paid, second wanted. Reinvesting! HR $21,000 @ 29% Jun 16, 2008 Expired
373455 First loan paid, second wanted. Reinvesting! HR $21,000 @ 29% Jul 28, 2008 Expired
377876 First loan paid, second wanted. HR $17,572 @ 29% Aug 05, 2008 Withdrawn
379978 Yes, an HR! Can't hurt to read! HR $17,572 @ 29% Aug 08, 2008 Withdrawn
379992 Yes, an HR! Can't hurt to read! HR $17,572 @ 29% Aug 08, 2008 Withdrawn
381814 Yes, an HR! Can't hurt to read! HR $14,165 @ 29% Aug 12, 2008 Withdrawn
383881 Yes, an HR! Can't hurt to read! HR $14,165 @ 29% Aug 16, 2008 Withdrawn
385381 Testing, testing ... 1 2 3 HR $1,000 @ 29% Aug 19, 2008 Loan created

 

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