Credit Card Consolidation & Trip To Romania
| Listing Information | |||
|---|---|---|---|
| Amount: | $16,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 18% |
| Lender Rate: | 12% | Borrower: | ohwolfman |
| Finished | State: | OH | |
| Funded: | 100% | Group: | Our Values |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-05-23 | EricsCC ROI: | 8% |
| Status History | |
|---|---|
| May 23, 2007 | Current |
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Purpose of loan: I want to pay off my credits cards entirely. The "Interest Trap" stinks, and if I'm going to pay anyone interest, I'd rather it be to someone like you and me. I ran up the credit cards after my father's death so that I could take mom on the trip to Italy that she and dad never got to take. Yes, it was totally worth maxing out the cards -- it's a memory that I will forever have with her. However, I the credit card debt is not how I want to remember the trip! I am already saving cash for a trip to Romania to visit my partner's family this Autumn. The extra money that I would receive from this loan would guarantee my being able to visit them. My financial situation: I have a great job working as a computer trainer for one of the largest hospital systems in the US. As you can see from my credit history, I pay on time. I'm just tired of the pillaging from the credit card companies. From here on out, cash is king. Monthly net income: $ 3776 Monthly expenses: $ Mortgage/rent: $250 (my portion -- roommates make up the rest) Insurance: $100 Car expenses: $240 Utilities: $150 Phone, cable, internet: $25 (my portion) Food, entertainment: $600 Clothing, household expenses $200 Credit cards and other loan payments: $2000 Other expenses: $ |
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