Eric's Credit Community

Thank you for taking the time to review my loan request. I am relisting my loan request with a higher interest rate and more information.

I would like to get a loan funded for $6000 to pay off a couple small debts and finish off some remodeling projects I have started. I have been saving and working on some home remodeling and I would like to get the money to go ahead and finish off the projects instead of doing a little here and there.

I work part time and my net pay is $650 a month, my husband pays the housing/living expenses I am only responsible for the debts I have and the home remodeling. The only debt I have is 1400 owed to dell @45/month and 200 to target @20/month, both of these are going to be paid off with part of the loan proceeds leaving my only debt to be the prosper loan.


Monthly net income: $ 650

Monthly expenses: $
  Housing: $ 0
  Insurance: $ 0
  Car expenses: $ 0
  Utilities: $ 0
  Phone, cable, internet: $ 0
  Food, entertainment: $ 0
  Clothing, household expenses $ 0
  Credit cards and other loans: $ 65
  
I have one current delinquent showing and I dont believe it to be accurate. I have the same name as my mother and have had her items pop up on my credit report in the past, I believe this to be the case here. I will have to pull my report to be sure of what is reporting as delinquent and if it is inaccurate I will begin the dispute process.

The older delinquencies are mine, they are old and were just carelessness when I was younger, they are almost aged off.

Thank you for taking the time to review my request.