RELIST-Consolidation-Happy Times!!!!
| Listing Information | |||
|---|---|---|---|
| Amount: | $20,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 50% |
| Lender Rate: | 18% | Borrower: | rennkatt |
| Finished | State: | NH | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 3 months late | Origination Date: | 2007-05-25 | EricsCC ROI: | -29% |
| Status History | |
|---|---|
| May 25, 2007 | Current |
| Aug 09, 2008 | Late |
| Aug 26, 2008 | 1 month late |
| Sep 26, 2008 | 2 months late |
| Oct 26, 2008 | 3 months late |
|
Thanks to all who bid on my last listing!! As you can see, my credit score improved tremendously since I?ve worked constantly the past several months to get the correct information displayed on my credit report. It still shows one delinquency of 28.00, which I am still disputing. About Me: I am 40 years old; I am a government contracted employee. I have been with my current employer going on 9 years. Prior to this I worked as a correctional officer for many years. Why I would like the loan: To pay off & consolidate high interest credit accounts and medical bills and conduct some home improvement. I have always tried to be responsible with my finances and I have worked very hard to getting my credit back on track since falling behind due to medical issues. I promised myself once I get back on track I would never be late again. In the past few months I have been able to pay off some of my debt and as you can see my credit score improved a bit, but I still have a small amount left before I can reach my goal of becoming credit card debt free. I'm asking for a chance to prove myself and get my credit scores back up to where they should be. If you bid on my listing I promise that I will not let you down. Making my payments on time will be my top priority each month, I sincerely promise you that and as you can see from my financial details, I will have the money to do so. What will I do with the money loaned to me: Pay off the following accounts: Capital One- 24% interest, (balance 1675.00) Capital One- 25% interest, balance 459.00) Capital One- 22% interest, (balance 466.00) HSBC - 29% interest, (balance 937.00) Household Bank 28% interest, (balance 699.00) CitiFinancial- 28% interest, (balance 3000.00) Medical Bills- (Balance 1900.00) AHF- (Balance 1902.00) Here are my Monthly Financial Details: Net income after payroll deductions from all sources: $ 2700.00 net Spouse's Income: $ 2430.00 net Total monthly family Income $ 5130.00 net Mortgage: $ 2098.00 Cell Phone: $ 44.00 Gas: $ 110.00 Electricity: $ 61.00 Car Loans: $ 511.00 & 468.00 Car insurance: $ 110.00 Food: $ 240.00 Cable/Internet: $ 65.00 Misc: $ 65.00 T Total Monthly Expenses: $ 3772.00 I will have $1358.00 left to make the payments on my Prosper loan. Closing remarks: I will be paying approximately the same amount monthly with a prosper loan with the difference being I will be able to pay off the whole loan in 3yrs instead of just paying the minimum payments and being in the same place 3 years from now. My goal it?s to pay off ALL credit cards and medical bills and start paying everything with cash. Thank You in advance for your consideration. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 93898 | Spinning My Wheels To Become Debt Free | E | $15,000 @ 18% | Feb 05, 2007 | Withdrawn |
| 94305 | Please Help Consilidate Debt | E | $12,150 @ 20% | Feb 06, 2007 | Withdrawn |
| 95521 | Wanting To Eliminate High Interest Debt/Help Parents | E | $12,250 @ 27% | Feb 08, 2007 | Withdrawn |
| 95687 | Please Help Me Help My Parents | E | $10,001 @ 29% | Feb 09, 2007 | Withdrawn |
| 100284 | Please Help Parents and Consolidate | E | $10,001 @ 29% | Feb 16, 2007 | Withdrawn |
| 120238 | Need to Consolidate- "GOT BIDS" | E | $11,340 @ 27% | Apr 07, 2007 | Withdrawn |
| 123457 | Consolidation-"GOT BIDS" | E | $13,000 @ 29% | Apr 14, 2007 | Withdrawn |
| 126211 | RELIST-0 DEL-Consolidation-"GOT BIDS" | E | $12,995 @ 29% | Apr 20, 2007 | Withdrawn |
| 130707 | Consolidation-Happy Times!! | E | $14,000 @ 29% | Apr 30, 2007 | Withdrawn |
| 132394 | Consolidation-Happy Times!! | E | $14,000 @ 29% | May 03, 2007 | Expired |
| 235671 | LIFE IS GOOD-PROMOTE BUSINESS-STATE MAX | C | $6,850 @ 8% | Nov 21, 2007 | Withdrawn |
| 236546 | RELIST-LIFE IS GOOD-CONSOLIDATION | C | $6,801 @ 8% | Nov 24, 2007 | Withdrawn |
| 237819 | RELIST- Consolidation-Life Is Good | C | $3,999 @ 8% | Nov 26, 2007 | Withdrawn |
| 237839 | Later on, we'll conspire, As we dream by the fire | C | $3,499 @ 8% | Nov 26, 2007 | Withdrawn |
| 240881 | Relist-Current Customer,Max % for State | C | $7,507 @ 8% | Nov 30, 2007 | Withdrawn |
| 244229 | Relist, Lower Amount, State Max, O Del | C | $3,600 @ 8% | Dec 04, 2007 | Expired |
| 246786 | Relist-Current Customer-Zero DQ's | C | $7,404 @ 8% | Dec 07, 2007 | Withdrawn |
| 248374 | Relist-Current Customer-Home Improvement-State % Max | C | $7,404 @ 8% | Dec 10, 2007 | Expired |
| 252317 | Relist-Finish Basement | C | $7,001 @ 8% | Dec 17, 2007 | Expired |
| 254133 | Relist-Finish Basement | C | $7,001 @ 8% | Dec 20, 2007 | Withdrawn |
| 254360 | Relist-Finish Basement, 8.31% State Max | C | $4,999 @ 8% | Dec 21, 2007 | Withdrawn |
| 254370 | Relist-Finish Basement, 8.31% State Max | C | $4,999 @ 8% | Dec 21, 2007 | Withdrawn |
| 254856 | WOW-I'M A FINE LOOKING CANIDATE FOR A 2ND PROSPER LOAN | C | $7,001 @ 8% | Dec 23, 2007 | Withdrawn |
| 257324 | Reinvesting In Prosper/Home Improvement | C | $1,500 @ 7% | Jan 04, 2008 | Withdrawn |
| 260810 | Reinvesting In Prosper/Home Improvement | C | $3,000 @ 7% | Jan 06, 2008 | Withdrawn |
| 263102 | Reinvesting In Prosper/Home Improvement | C | $7,000 @ 7% | Jan 10, 2008 | Withdrawn |
| 265988 | Lower DTI | C | $6,000 @ 7% | Jan 15, 2008 | Withdrawn |
| 266006 | Reinvest in Prosper | C | $1,000 @ 7% | Jan 15, 2008 | Expired |
| 268195 | Reinvest in Prosper | C | $1,999 @ 7% | Jan 19, 2008 | Withdrawn |
| 268783 | Paying Property Taxes | C | $2,350 @ 7% | Jan 21, 2008 | Withdrawn |
| 293324 | @@Let's Get Crackin@@Consolidation@@Home Improvement@@ | D | $9,919 @ 7% | Mar 15, 2008 | Withdrawn |
| 294652 | @@Let's Get Crackin@@Consolidation@@Home Improvement@@ | D | $10,049 @ 30% | Mar 17, 2008 | Withdrawn |
| 295739 | Consolidation-Home Improvement | D | $10,001 @ 26% | Mar 19, 2008 | Withdrawn |
| 295757 | Consolidation-Home Improvement | D | $10,001 @ 35% | Mar 19, 2008 | Withdrawn |
| 296329 | Consolidation-Home Improvement | D | $10,001 @ 28% | Mar 20, 2008 | Withdrawn |
| 296569 | 2nd- Loan-Never Late-Was a "B" | D | $10,001 @ 33% | Mar 21, 2008 | Expired |
| 302255 | 84% ON PREVIOUS LISTING-Thank You!! 2nd Loan-Was a "B" | D | $10,001 @ 33% | Mar 31, 2008 | Withdrawn |
| 302330 | 84% ON PREVIOUS LISTING-Thank You!! 2nd Loan-Was a "B" | D | $10,001 @ 33% | Mar 31, 2008 | Loan created |
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