Help me increase my credit Grade
| Listing Information | |||
|---|---|---|---|
| Amount: | $8,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 27% |
| Lender Rate: | 16% | Borrower: | LordGod07 |
| Finished | State: | MI | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-05-18 | EricsCC ROI: | 12% |
| Status History | |
|---|---|
| May 18, 2007 | Current |
|
Hello, thank you for reading my loan request. I?m an Army Sergeant First Class with 25 years of service; married with two children. I?m a career Soldier, raising a family and working on my future goals. My goal is to borrow $8,000 in order to pay off revolving debt and boost my credit score My current financial situation: Gross Monthly Income: $5,304.08 Expenses: Household expenses $ 3,820 STAR Credit Card $ 180.00 Visa Card $ 20.00 Master Card $ 20.00 Juniper Master Card $ 10.00 Preferred Credit $ 57.00 Total Expense $4,257.00 Monthly delta of $ 197.00 My DTI is 24%. Prosper shows it as if this loan were already funded. I am a ?D? in credit grade due to a few factors; mainly because I filed bankruptcy 10 years ago (1997). I have a security clearance now and I will never file bankruptcy again as I will lose my clearance. All of my bills are current. I?m listing this at 23%, hoping to get the loan funded and then get the interest rate bid down a bit. Even if I match my average interest rate I currently have on revolving credit, it?s worth switching my debt to a fixed loan. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 134696 | "Consolidate bills" | D | $3,000 @ 18% | May 08, 2007 | Withdrawn |
| 134715 | "Consolidate Bills" | D | $5,000 @ 18% | May 08, 2007 | Withdrawn |
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