New mom needs to get out of debt and save for an apartment
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,551.00 | Status: | Loan created |
| Grade: | HR | DTI: | 24% |
| Lender Rate: | 25% | Borrower: | singlemomofbabyj |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Psalms 1:1-3 |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-05-21 | EricsCC ROI: | 20% |
| Status History | |
|---|---|
| May 19, 2007 | Current |
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Purpose of loan: I am a 20 year old single mother who is in debt $1261.14, which I know is not really bad, but It is bad enough for me because I have other things I would like to do with my money like start saving for my own apartment because I still live with my mom. I have a credit account with Kay Jewelers that I owe a total of $610.14 with a 24.9% interest rate. I am past due $255.00 with them because I can't make a payment every month so the bill just keeps increasing. I owe the IRS $243.00 and I haven't set up a payment plan with them so I just count that as my balance for the month because I would like to give it to them all at once. I owe the hospital $273.00, and sprint pcs $135.00 from my phone that I used to have through them and it was $473.00, but I?ve been making payments on it to keep it off my credit report. I would like to use this loan to pay off these bills and have a little extra to put away for an apartment. My financial situation: I work full time at Lifetouch which is a photo lab for school pictures, but my position is seasonal and leaves me unemployed part of the year in between seasons and the money I get from unemployment does not really help. I really don?t want to leave this job because they are a good company to work for and I am moving up in seniority so my boss is going to give me a year round position pretty soon. I get a pay raise in august and that is also the start of our busiest season that lasts until the end of December and sometimes into January and I get a lot of overtime. I know that it will not be a problem for me to pay back this loan, I just need to pay off my current bills then life will be less stressful and there will be more money to go around. Monthly income: $1240.00 Monthly expenses: Car Insurance: $173.00 Car expenses: $100.00 Phone, cable: $130.00 Food, entertainment: $120.00 Clothing, household expenses $60.00 Kay Jewelers account: $55.00 IRS: $243.00 Hospital: $60.00 Sprint: $88.00 Total: $1029.00 Left over: $211.00 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 131397 | have new baby need to pay off bills to get out of debt | HR | $2,550 @ 20% | May 01, 2007 | Expired |
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